National Citizen Commercial Joint Stock Bank (HSTC:NVB) FCF Margin %: -513.87% (As of Mar. 2026)

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HSTC:NVB National Citizen Commercial Joint Stock Bank HSTC:NVB
28 GF Score
Price ₫13,100.00
! 4 Warning Signs
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What is National Citizen Commercial Joint Stock Bank FCF Margin %?

National Citizen Commercial Joint Stock Bank HSTC:NVB 28 FCF Margin % is -513.87% as of Mar. 2026. GuruFocus rates HSTC:NVB with a GF Score™ of 28/100. The stock has 4 warning signs investors should review. Among 1,508 Banks companies, National Citizen Commercial Joint Stock Bank ranks worse than 95.09% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. National Citizen Commercial Joint Stock Bank's Free Cash Flow for the three months ended in Mar. 2026 was ₫-4,991,992 Mil. National Citizen Commercial Joint Stock Bank's Revenue for the three months ended in Mar. 2026 was ₫971,457 Mil. Therefore, National Citizen Commercial Joint Stock Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -513.87%.

As of today, National Citizen Commercial Joint Stock Bank's current FCF Yield % is -20.03%.

The historical rank and industry rank for National Citizen Commercial Joint Stock Bank's FCF Margin % or its related term are showing as below:

HSTC:NVB' s FCF Margin % Range Over the Past 10 Years
Min: -512.55   Med: -83.15   Max: 656.18
Current: -162.96


During the past 12 years, the highest FCF Margin % of National Citizen Commercial Joint Stock Bank was 656.18%. The lowest was -512.55%. And the median was -83.15%.

HSTC:NVB's FCF Margin % is ranked worse than
95.09% of 1508 companies
in the Banks industry
Industry Median: 26.5 vs HSTC:NVB: -162.96


National Citizen Commercial Joint Stock Bank FCF Margin % Related Terms


National Citizen Commercial Joint Stock Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for National Citizen Commercial Joint Stock Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Citizen Commercial Joint Stock Bank FCF Margin % Chart

National Citizen Commercial Joint Stock Bank Annual Data
Trend Dec10 Dec11 Dec16 Dec17 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -476.64 656.18 -512.55 -95.18 61.90

National Citizen Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 281.62 52.66 164.04 -459.64 -513.87

National Citizen Commercial Joint Stock Bank FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Citizen Commercial Joint Stock Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Citizen Commercial Joint Stock Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where National Citizen Commercial Joint Stock Bank's FCF Margin % falls into.


HSTC:NVB
28GF Score
National Citizen Commercial Joint Stock Bank HSTC:NVB
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Citizen Commercial Joint Stock Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

National Citizen Commercial Joint Stock Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1585595/2561605
=61.90 %

National Citizen Commercial Joint Stock Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-4991992/971457
=-513.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -513.87% mean?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a FCF Margin % of -513.87% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1434 out of 1508 companies in the Banks industry, placing it in the top 95.1%.
Is National Citizen Commercial Joint Stock Bank's FCF Margin % too high?
National Citizen Commercial Joint Stock Bank's current FCF Margin % is -513.87%. Based on the distribution chart, National Citizen Commercial Joint Stock Bank ranks #1434 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1434 out of 1508 companies for FCF Margin %. This places National Citizen Commercial Joint Stock Bank in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Citizen Commercial Joint Stock Bank's current FCF Margin % is -513.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current FCF Margin % of -513.87%. The current FCF Margin % is -513.87%. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current FCF Margin % is -513.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Citizen Commercial Joint Stock Bank Business Description

Address 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi, VNM
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
28GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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