National Citizen Commercial Joint Stock Bank (HSTC:NVB) 1-Year Sharpe Ratio: -0.41 (As of Sep. 11, 2026)

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HSTC:NVB National Citizen Commercial Joint Stock Bank HSTC:NVB
26 GF Score
Price ₫11,900.00
! 3 Warning Signs
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What is National Citizen Commercial Joint Stock Bank 1-Year Sharpe Ratio?

National Citizen Commercial Joint Stock Bank HSTC:NVB +0.85% 26 1-Year Sharpe Ratio is -0.41 as of Sep. 11, 2026. GuruFocus rates HSTC:NVB with a GF Score™ of 26/100. The stock has 3 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-11), National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio is -0.41.

National Citizen Commercial Joint Stock Bank  (HSTC:NVB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

National Citizen Commercial Joint Stock Bank 1-Year Sharpe Ratio Related Terms

National Citizen Commercial Joint Stock Bank 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Citizen Commercial Joint Stock Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio falls into.


HSTC:NVB
26GF Score
National Citizen Commercial Joint Stock Bank HSTC:NVB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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National Citizen Commercial Joint Stock Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.41 mean?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a 1-Year Sharpe Ratio of -0.41 as of Sep. 11, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for National Citizen Commercial Joint Stock Bank and its competitors.
Is National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio too high?
National Citizen Commercial Joint Stock Bank's current 1-Year Sharpe Ratio is -0.41. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio compare to competitors?
National Citizen Commercial Joint Stock Bank's 1-Year Sharpe Ratio of -0.41 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for National Citizen Commercial Joint Stock Bank and its competitors. National Citizen Commercial Joint Stock Bank's current 1-Year Sharpe Ratio is -0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current 1-Year Sharpe Ratio of -0.41. The current 1-Year Sharpe Ratio is -0.41. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 26/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current 1-Year Sharpe Ratio is -0.41 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Citizen Commercial Joint Stock Bank Business Description

Address 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi, VNM
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
26GF Score

Get the complete analysis for HSTC:NVB

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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