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HSTC:NVB'
s Pretax Margin % Range Over the Past 10 Years
Min: -71.21 Med: 0.73 Max: 367.66
Current: 2.04
HSTC:NVB's Pretax Margin % is ranked worse than 95.23% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs HSTC:NVB: 2.04
National Citizen Commercial Joint Stock Bank (HSTC:NVB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
National Citizen Commercial Joint Stock Bank Pretax Margin % Related Terms
National Citizen Commercial Joint Stock Bank Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Citizen Commercial Joint Stock Bank Pretax Margin % Chart
National Citizen Commercial Joint Stock Bank Annual Data
National Citizen Commercial Joint Stock Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Citizen Commercial Joint Stock Bank Pretax Margin % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a Pretax Margin % of 22.27% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. This is 2951% above median its historical median of 0.73. According to the industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1457 out of 1530 companies in the Banks industry, placing it in the top 95.2%.
Is National Citizen Commercial Joint Stock Bank's Pretax Margin % too high?
National Citizen Commercial Joint Stock Bank's current Pretax Margin % of 22.27% is 2951% above median its 10-year median of 0.73. The Banks industry median Pretax Margin % is 34.66. National Citizen Commercial Joint Stock Bank's value of 22.27% is 35.7% below this industry median. Based on the distribution chart, National Citizen Commercial Joint Stock Bank ranks #1457 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1457 out of 1530 companies for Pretax Margin %. This places National Citizen Commercial Joint Stock Bank in the lower half of its industry. The industry median Pretax Margin % is 34.66. National Citizen Commercial Joint Stock Bank's value of 22.27% is 35.7% below this benchmark. While the company's 10-year median is 0.73 vs. the industry median of 34.66, National Citizen Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Citizen Commercial Joint Stock Bank's current Pretax Margin % of 22.27% is 35.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Citizen Commercial Joint Stock Bank's current Pretax Margin % is 22.27%, which is 2951% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current Pretax Margin % of 22.27%. The current Pretax Margin % is 22.27%, which is 2951% above median its 10-year median of 0.73 and 35.7% below the Banks industry median of 34.66. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current Pretax Margin % is 22.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
National Citizen Commercial Joint Stock Bank Business Description
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
28GF Score
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