National Citizen Commercial Joint Stock Bank (HSTC:NVB) OCF Yield %: -19.11 (As of Jul. 14, 2026)

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HSTC:NVB National Citizen Commercial Joint Stock Bank HSTC:NVB
28 GF Score
Price ₫13,100.00
! 4 Warning Signs
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What is National Citizen Commercial Joint Stock Bank OCF Yield %?

National Citizen Commercial Joint Stock Bank HSTC:NVB -5.07% 28 OCF Yield % is -19.11 as of Jul. 14, 2026. GuruFocus rates HSTC:NVB with a GF Score™ of 28/100. The stock has 4 warning signs investors should review. Among 1,504 Banks companies, National Citizen Commercial Joint Stock Bank ranks worse than 87.5% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, National Citizen Commercial Joint Stock Bank's Trailing 12-Month Cash Flow from Operations is ₫-5,076,463 Mil, and Market Cap is ₫25,212,689 Mil. Therefore, National Citizen Commercial Joint Stock Bank's OCF Yield % for today is -19.11%.

The historical rank and industry rank for National Citizen Commercial Joint Stock Bank's OCF Yield % or its related term are showing as below:

HSTC:NVB' s OCF Yield % Range Over the Past 10 Years
Min: -362.69   Med: -12.16   Max: 109.59
Current: -19.11


During the past 12 years, the highest OCF Yield % of National Citizen Commercial Joint Stock Bank was 109.59%. The lowest was -362.69%. And the median was -12.16%.

HSTC:NVB's OCF Yield % is ranked worse than
87.5% of 1504 companies
in the Banks industry
Industry Median: 9.23 vs HSTC:NVB: -19.11

National Citizen Commercial Joint Stock Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


National Citizen Commercial Joint Stock Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National Citizen Commercial Joint Stock Bank OCF Yield % Related Terms


National Citizen Commercial Joint Stock Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for National Citizen Commercial Joint Stock Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Citizen Commercial Joint Stock Bank OCF Yield % Chart

National Citizen Commercial Joint Stock Bank Annual Data
Trend Dec10 Dec11 Dec16 Dec17 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -104.85 83.74 -80.05 14.49 7.25

National Citizen Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.99 15.41 37.62 -33.97 -94.92

National Citizen Commercial Joint Stock Bank OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, National Citizen Commercial Joint Stock Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Citizen Commercial Joint Stock Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Citizen Commercial Joint Stock Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where National Citizen Commercial Joint Stock Bank's OCF Yield % falls into.


HSTC:NVB
28GF Score
National Citizen Commercial Joint Stock Bank HSTC:NVB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Citizen Commercial Joint Stock Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

National Citizen Commercial Joint Stock Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1911160 / 26367472.1
=7.25%

National Citizen Commercial Joint Stock Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-4978022 * 4 / 20978499.7
=-94.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -19.11 mean?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a OCF Yield % of -19.11 as of Jul. 14, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1316 out of 1504 companies in the Banks industry, placing it in the top 87.5%.
Is National Citizen Commercial Joint Stock Bank's OCF Yield % too high?
National Citizen Commercial Joint Stock Bank's current OCF Yield % is -19.11. Based on the distribution chart, National Citizen Commercial Joint Stock Bank ranks #1316 out of 1504 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Citizen Commercial Joint Stock Bank has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does National Citizen Commercial Joint Stock Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, National Citizen Commercial Joint Stock Bank ranks #1316 out of 1504 companies for OCF Yield %. This places National Citizen Commercial Joint Stock Bank in the lower half of its industry. The industry median OCF Yield % is 9.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on National Citizen Commercial Joint Stock Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Citizen Commercial Joint Stock Bank's current OCF Yield % is -19.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Citizen Commercial Joint Stock Bank stock overvalued right now?
National Citizen Commercial Joint Stock Bank (HSTC:NVB) has a current OCF Yield % of -19.11. The current OCF Yield % is -19.11. National Citizen Commercial Joint Stock Bank's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For National Citizen Commercial Joint Stock Bank (HSTC:NVB), the current OCF Yield % is -19.11 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

National Citizen Commercial Joint Stock Bank Business Description

Address 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi, VNM
National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
28GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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