LRCDF (Laurentian Bank of Canada) Cyclically Adjusted PS Ratio: 1.41 (As of Jul. 04, 2026) — Near Median


LRCDF Laurentian Bank of Canada LRCDF
51 GF Score
Price $28.61
GF Value $19.38
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Laurentian Bank of Canada Cyclically Adjusted PS Ratio?

Laurentian Bank of Canada LRCDF -1.69% 51 Cyclically Adjusted PS Ratio is 1.41 as of Jul. 04, 2026, which is 8% above its 10-year median of 1.31. GuruFocus rates LRCDF with a GF Score™ of 51/100 and a GF Value™ of $19.38 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,303 Banks companies, Laurentian Bank of Canada ranks better than 84.5% on this metric.

As of today (2026-07-04), Laurentian Bank of Canada's current share price is $28.6074. Laurentian Bank of Canada's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was $20.27. Laurentian Bank of Canada's Cyclically Adjusted PS Ratio for today is 1.41.

The historical rank and industry rank for Laurentian Bank of Canada's Cyclically Adjusted PS Ratio or its related term are showing as below:

LRCDF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.81   Med: 1.31   Max: 1.92
Current: 1.45

During the past years, Laurentian Bank of Canada's highest Cyclically Adjusted PS Ratio was 1.92. The lowest was 0.81. And the median was 1.31.

LRCDF's Cyclically Adjusted PS Ratio is ranked better than
84.5% of 1303 companies
in the Banks industry
Industry Median: 3.3 vs LRCDF: 1.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Laurentian Bank of Canada's adjusted revenue per share data for the three months ended in Apr. 2026 was $3.471. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $20.27 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Laurentian Bank of Canada  (OTCPK:LRCDF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Laurentian Bank of Canada Cyclically Adjusted PS Ratio Related Terms


Laurentian Bank of Canada Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Laurentian Bank of Canada's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada Cyclically Adjusted PS Ratio Chart

Laurentian Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.36 0.97 0.83 0.88 1.17

Laurentian Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 1.06 1.17 1.43 1.44

LRCDF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Laurentian Bank of Canada's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laurentian Bank of Canada Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Laurentian Bank of Canada's Cyclically Adjusted PS Ratio falls into.


LRCDF
51GF Score
Laurentian Bank of Canada LRCDF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Laurentian Bank of Canada Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Laurentian Bank of Canada's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=28.6074/20.27
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Laurentian Bank of Canada's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=3.471/132.7400*132.7400
=3.471

Current CPI (Apr. 2026) = 132.7400.

Laurentian Bank of Canada Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201607 5.768 101.844 7.518
201610 5.653 102.002 7.357
201701 5.411 102.318 7.020
201704 5.229 103.029 6.737
201707 5.729 103.029 7.381
201710 5.560 103.424 7.136
201801 5.444 104.056 6.945
201804 4.888 105.320 6.161
201807 4.738 106.110 5.927
201810 4.682 105.952 5.866
201901 4.325 105.557 5.439
201904 4.242 107.453 5.240
201907 4.400 108.243 5.396
201910 4.302 107.927 5.291
202001 4.267 108.085 5.240
202004 3.993 107.216 4.944
202007 4.284 108.401 5.246
202010 4.269 108.638 5.216
202101 4.492 109.192 5.461
202104 4.603 110.851 5.512
202107 4.667 112.431 5.510
202110 4.615 113.695 5.388
202201 4.674 114.801 5.404
202204 4.739 118.357 5.315
202207 4.641 120.964 5.093
202210 4.337 121.517 4.738
202301 4.469 121.596 4.879
202304 4.391 123.571 4.717
202307 4.535 124.914 4.819
202310 4.140 125.310 4.385
202401 4.406 125.072 4.676
202404 4.219 126.890 4.414
202407 4.264 128.075 4.419
202410 3.915 127.838 4.065
202501 3.922 127.443 4.085
202504 3.927 129.102 4.038
202507 4.070 130.290 4.147
202510 3.929 130.600 3.993
202601 4.091 130.370 4.165
202604 3.471 132.740 3.471

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.41 mean?
Laurentian Bank of Canada (LRCDF) has a Cyclically Adjusted PS Ratio of 1.41 as of Jul. 04, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors. This is near median its historical median of 1.31. Over the past decade, Laurentian Bank of Canada's Cyclically Adjusted PS Ratio has ranged from 0.81 to 1.92. According to the industry distribution chart, Laurentian Bank of Canada ranks #202 out of 1303 companies in the Banks industry, placing it in the top 15.5%.
Is Laurentian Bank of Canada's Cyclically Adjusted PS Ratio too high?
Laurentian Bank of Canada's current Cyclically Adjusted PS Ratio of 1.41 is near median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.92. The Banks industry median Cyclically Adjusted PS Ratio is 3.30. Laurentian Bank of Canada's value of 1.41 is 57.3% below this industry median. Based on the distribution chart, Laurentian Bank of Canada ranks #202 out of 1303 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Laurentian Bank of Canada has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #202 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Laurentian Bank of Canada in the top 16% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.30. Laurentian Bank of Canada's value of 1.41 is 57.3% below this benchmark. Historically, Laurentian Bank of Canada's own Cyclically Adjusted PS Ratio has ranged from 0.81 to 1.92 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 3.30, Laurentian Bank of Canada has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.30, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laurentian Bank of Canada's current Cyclically Adjusted PS Ratio of 1.41 is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current Cyclically Adjusted PS Ratio is 1.41, which is near median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (LRCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.38, compared to a current price of $28.61 — trading 47.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.41, which is near median its 10-year median of 1.31 and 57.3% below the Banks industry median of 3.30. Laurentian Bank of Canada's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Laurentian Bank of Canada (LRCDF), the current Cyclically Adjusted PS Ratio is 1.41 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laurentian Bank of Canada (LRCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued. The current stock price of $28.61 is trading 47.6% above its estimated GF Value™ of $19.38. GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.

Key valuation signals for LRCDF:

  • Cyclically Adjusted PS Ratio: 1.41 (near median its 10-year median of 1.31)
  • GF Value™: $19.38 vs. price of $28.61 (47.6% above fair value)
  • GF Score™: 51/100 with 9 warning signs
  • Industry Position: 57.3% below the Banks median (#202 of 1303)

No single metric tells the full story. See the LRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laurentian Bank of Canada Business Description

Address 1360, Boulevard Rene-Levesque Ouest, Suite 600, Secretariat Corporatif, Montreal, QC, CAN, H3G 0E5
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
51GF Score

Get the complete analysis for LRCDF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.61
Price
$19.38
GF Value