Laurentian Bank of CanadaLRCDF -1.69%51 5-Year Yield-on-Cost % is 4.66 as of Jul. 03, 2026, which is 16% below its 10-year median of 5.53. GuruFocus rates LRCDF with a GF Score™ of 51/100 and a GF Value™ of $19.38 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,251 Banks companies, Laurentian Bank of Canada ranks better than 59.87% on this metric.
The historical rank and industry rank for Laurentian Bank of Canada's 5-Year Yield-on-Cost % or its related term are showing as below:
LRCDF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.52 Med: 5.53 Max: 9.62
Current: 4.66
During the past 13 years, Laurentian Bank of Canada's highest Yield on Cost was 9.62. The lowest was 3.52. And the median was 5.53.
LRCDF's 5-Year Yield-on-Cost % is ranked better than 59.87% of 1251
companies
in the Banks industry
Industry Median: 3.93
vs LRCDF: 4.66
Laurentian Bank of Canada (OTCPK:LRCDF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Laurentian Bank of Canada 5-Year Yield-on-Cost % Related Terms
LRCDF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Laurentian Bank of Canada's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laurentian Bank of Canada 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Laurentian Bank of Canada's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Laurentian Bank of Canada's 5-Year Yield-on-Cost % falls into.
Laurentian Bank of Canada 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Laurentian Bank of Canada (LRCDF) has a 5-Year Yield-on-Cost % of 4.66 as of Jul. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Laurentian Bank of Canada and its competitors. This is 16% below median its historical median of 5.53. Over the past decade, Laurentian Bank of Canada's 5-Year Yield-on-Cost % has ranged from 3.52 to 9.62. According to the industry distribution chart, Laurentian Bank of Canada ranks #502 out of 1251 companies in the Banks industry, placing it in the top 40.1%.
Is Laurentian Bank of Canada's 5-Year Yield-on-Cost % too high?
Laurentian Bank of Canada's current 5-Year Yield-on-Cost % of 4.66 is 16% below median its 10-year median of 5.53. Over the past 10 years, this metric has ranged from a low of 3.52 to a high of 9.62. The Banks industry median 5-Year Yield-on-Cost % is 3.93. Laurentian Bank of Canada's value of 4.66 is 18.6% above this industry median. Based on the distribution chart, Laurentian Bank of Canada ranks #502 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Laurentian Bank of Canada has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #502 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Laurentian Bank of Canada in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.93. Laurentian Bank of Canada's value of 4.66 is 18.6% above this benchmark. Historically, Laurentian Bank of Canada's own 5-Year Yield-on-Cost % has ranged from 3.52 to 9.62 over the past decade. While the company's 10-year median is 5.53 vs. the industry median of 3.93, Laurentian Bank of Canada has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laurentian Bank of Canada's current 5-Year Yield-on-Cost % of 4.66 is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current 5-Year Yield-on-Cost % is 4.66, which is 16% below median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (LRCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.38, compared to a current price of $28.61 — trading 47.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.66, which is 16% below median its 10-year median of 5.53 and 18.6% above the Banks industry median of 3.93. Laurentian Bank of Canada's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Laurentian Bank of Canada (LRCDF), the current 5-Year Yield-on-Cost % is 4.66 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laurentian Bank of Canada (LRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued.
The current stock price of $28.61 is trading 47.6% above its estimated GF Value™ of $19.38.
GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.
Key valuation signals for LRCDF:
5-Year Yield-on-Cost %: 4.66 (16% below median its 10-year median of 5.53)
GF Value™: $19.38 vs. price of $28.61 (47.6% above fair value)
Industry Position: 18.6% above the Banks median (#502 of 1251)
No single metric tells the full story. See the LRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
51GF Score
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