LRCDF (Laurentian Bank of Canada) Total Payout Ratio: 3.15 (As of Jul. 13, 2026)

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LRCDF Laurentian Bank of Canada LRCDF
51 GF Score
Price $28.47
GF Value $19.38
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Laurentian Bank of Canada Total Payout Ratio?

Laurentian Bank of Canada LRCDF +0.76% 51 Total Payout Ratio is 3.15 as of Jul. 13, 2026. GuruFocus rates LRCDF with a GF Score™ of 51/100 and a GF Value™ of $19.38 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Laurentian Bank of Canada's current Total Payout Ratio is 3.15.


Laurentian Bank of Canada Total Payout Ratio Related Terms


Laurentian Bank of Canada Total Payout Ratio Historical Data

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The historical data trend for Laurentian Bank of Canada's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada Total Payout Ratio Chart

Laurentian Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.51 0.46 -15.54 0.57

Laurentian Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 0.63 0.69 -1.06 -0.97

LRCDF vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Laurentian Bank of Canada's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laurentian Bank of Canada Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Laurentian Bank of Canada's Total Payout Ratio falls into.


LRCDF
51GF Score
Laurentian Bank of Canada LRCDF
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Laurentian Bank of Canada Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Laurentian Bank of Canada's Total Payout Ratio for the fiscal year that ended in Oct. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 5.691 + -62.876) / 99.996
=0.57

Laurentian Bank of Canada's Total Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 1.815 + -16.308) / -14.968
=-0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 3.15 mean?
Laurentian Bank of Canada (LRCDF) has a Total Payout Ratio of 3.15 as of Jul. 13, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Laurentian Bank of Canada and its competitors.
Is Laurentian Bank of Canada's Total Payout Ratio too high?
Laurentian Bank of Canada's current Total Payout Ratio is 3.15. Overall, Laurentian Bank of Canada has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's Total Payout Ratio compare to PNC and USB?
Laurentian Bank of Canada's Total Payout Ratio of 3.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Laurentian Bank of Canada and its competitors. Laurentian Bank of Canada's current Total Payout Ratio is 3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (LRCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.38, compared to a current price of $28.47 — trading 46.9% above its estimated fair value. The current Total Payout Ratio is 3.15. Laurentian Bank of Canada's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Laurentian Bank of Canada (LRCDF), the current Total Payout Ratio is 3.15 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laurentian Bank of Canada (LRCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued. The current stock price of $28.47 is trading 46.9% above its estimated GF Value™ of $19.38. GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.

Key valuation signals for LRCDF:

  • Total Payout Ratio: 3.15
  • GF Value™: $19.38 vs. price of $28.47 (46.9% above fair value)
  • GF Score™: 51/100 with 9 warning signs

No single metric tells the full story. See the LRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laurentian Bank of Canada Business Description

Address 1360, Boulevard Rene-Levesque Ouest, Suite 600, Secretariat Corporatif, Montreal, QC, CAN, H3G 0E5
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
51GF Score

Get the complete analysis for LRCDF

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.47
Price
$19.38
GF Value