Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Laurentian Bank of Canada's annualized net income for the quarter that ended in Apr. 2026 was $-59.9 Mil. Laurentian Bank of Canada's average shareholder tangible equity for the quarter that ended in Apr. 2026 was $1,912.8 Mil. Therefore, Laurentian Bank of Canada's annualized Return-on-Tangible-Equity for the quarter that ended in Apr. 2026 was -3.13%.
The historical rank and industry rank for Laurentian Bank of Canada's Return-on-Tangible-Equity or its related term are showing as below:
LRCDF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.21 Med: 7.94 Max: 11.43
Current: 1.05
During the past 13 years, Laurentian Bank of Canada's highest Return-on-Tangible-Equity was 11.43%. The lowest was -0.21%. And the median was 7.94%.
LRCDF's Return-on-Tangible-Equity is ranked worse than 93.97% of 1525
companies
in the Banks industry
Industry Median: 11.21
vs LRCDF: 1.05
Laurentian Bank of Canada (OTCPK:LRCDF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Laurentian Bank of Canada Return-on-Tangible-Equity Related Terms
Laurentian Bank of Canada Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Laurentian Bank of Canada's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laurentian Bank of Canada Return-on-Tangible-Equity Chart
LRCDF vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Laurentian Bank of Canada's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laurentian Bank of Canada Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Laurentian Bank of Canada's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -3.13% mean?
Laurentian Bank of Canada (LRCDF) has a Return-on-Tangible-Equity of -3.13% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Laurentian Bank of Canada and its competitors. According to the industry distribution chart, Laurentian Bank of Canada ranks #1433 out of 1525 companies in the Banks industry, placing it in the top 94%.
Is Laurentian Bank of Canada's Return-on-Tangible-Equity too high?
Laurentian Bank of Canada's current Return-on-Tangible-Equity is -3.13%. Based on the distribution chart, Laurentian Bank of Canada ranks #1433 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Laurentian Bank of Canada has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #1433 out of 1525 companies for Return-on-Tangible-Equity. This places Laurentian Bank of Canada in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current Return-on-Tangible-Equity is -3.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (LRCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.97, compared to a current price of $28.61 — trading 50.8% above its estimated fair value. The current Return-on-Tangible-Equity is -3.13%. Laurentian Bank of Canada's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Laurentian Bank of Canada (LRCDF), the current Return-on-Tangible-Equity is -3.13% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laurentian Bank of Canada (LRCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued.
The current stock price of $28.61 is trading 50.8% above its estimated GF Value™ of $18.97.
GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.
Key valuation signals for LRCDF:
Return-on-Tangible-Equity: -3.13%
GF Value™: $18.97 vs. price of $28.61 (50.8% above fair value)
No single metric tells the full story. See the LRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
51GF Score
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