LRCDF (Laurentian Bank of Canada) Shiller PE Ratio: 11.15 (As of Aug. 16, 2026) — 28% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LRCDF Laurentian Bank of Canada LRCDF
51 GF Score
Price $28.88
GF Value $19.23
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Laurentian Bank of Canada Shiller PE Ratio?

Laurentian Bank of Canada LRCDF +0.57% 51 Shiller PE Ratio is 11.15 as of Aug. 16, 2026, which is 28% above its 10-year median of 8.74. GuruFocus rates LRCDF with a GF Score™ of 51/100 and a GF Value™ of $19.23 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,242 Banks companies, Laurentian Bank of Canada ranks better than 68.68% on this metric.

As of today (2026-08-16), Laurentian Bank of Canada's current share price is $28.884. Laurentian Bank of Canada's E10 for the quarter that ended in Apr. 2026 was $2.59. Laurentian Bank of Canada's Shiller PE Ratio for today is 11.15.

The historical rank and industry rank for Laurentian Bank of Canada's Shiller PE Ratio or its related term are showing as below:

LRCDF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.5   Med: 8.74   Max: 13.37
Current: 11.27

During the past years, Laurentian Bank of Canada's highest Shiller PE Ratio was 13.37. The lowest was 5.50. And the median was 8.74.

LRCDF's Shiller PE Ratio is ranked better than
68.68% of 1242 companies
in the Banks industry
Industry Median: 14.015 vs LRCDF: 11.27

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Laurentian Bank of Canada's adjusted earnings per share data for the three months ended in Apr. 2026 was $-0.364. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $2.59 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Laurentian Bank of Canada  (OTCPK:LRCDF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Laurentian Bank of Canada Shiller PE Ratio Related Terms


Laurentian Bank of Canada Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Laurentian Bank of Canada's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada Shiller PE Ratio Chart

Laurentian Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.60 6.73 5.57 6.47 8.36

Laurentian Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.03 8.08 8.36 10.69 11.27

LRCDF vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Laurentian Bank of Canada's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laurentian Bank of Canada Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Laurentian Bank of Canada's Shiller PE Ratio falls into.


LRCDF
51GF Score
Laurentian Bank of Canada LRCDF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laurentian Bank of Canada Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Laurentian Bank of Canada's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=28.884/2.59
=11.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada's E10 for the quarter that ended in Apr. 2026 is calculated as:

For example, Laurentian Bank of Canada's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=-0.364/132.7364*132.7364
=-0.364

Current CPI (Apr. 2026) = 132.7364.

Laurentian Bank of Canada Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201607 1.027 101.844 1.339
201610 0.340 102.002 0.442
201701 0.986 102.318 1.279
201704 0.886 103.029 1.141
201707 1.166 103.029 1.502
201710 1.126 103.424 1.445
201801 1.134 104.056 1.447
201804 1.052 105.320 1.326
201807 0.937 106.110 1.172
201810 0.869 105.952 1.089
201901 0.662 105.557 0.832
201904 0.710 107.453 0.877
201907 0.801 108.243 0.982
201910 0.682 107.927 0.839
202001 0.520 108.085 0.639
202004 0.093 107.216 0.115
202007 0.570 108.401 0.698
202010 0.598 108.638 0.731
202101 0.754 109.192 0.917
202104 0.920 110.851 1.102
202107 1.053 112.431 1.243
202110 -1.922 113.695 -2.244
202201 0.927 114.801 1.072
202204 1.061 118.357 1.190
202207 0.912 120.964 1.001
202210 0.920 121.517 1.005
202301 0.812 121.596 0.886
202304 0.823 123.571 0.884
202307 0.780 124.914 0.829
202310 0.489 125.310 0.518
202401 0.559 125.072 0.593
202404 -1.989 126.890 -2.081
202407 0.489 128.075 0.507
202410 0.640 127.838 0.665
202501 0.528 127.443 0.550
202504 0.494 129.102 0.508
202507 0.533 130.290 0.543
202510 0.479 130.603 0.487
202601 -0.421 130.366 -0.429
202604 -0.364 132.736 -0.364

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 11.15 mean?
Laurentian Bank of Canada (LRCDF) has a Shiller PE Ratio of 11.15 as of Aug. 16, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors. This is 28% above median its historical median of 8.74. Over the past decade, Laurentian Bank of Canada's Shiller PE Ratio has ranged from 5.50 to 13.37. According to the industry distribution chart, Laurentian Bank of Canada ranks #389 out of 1242 companies in the Banks industry, placing it in the top 31.3%.
Is Laurentian Bank of Canada's Shiller PE Ratio too high?
Laurentian Bank of Canada's current Shiller PE Ratio of 11.15 is 28% above median its 10-year median of 8.74. Over the past 10 years, this metric has ranged from a low of 5.50 to a high of 13.37. The Banks industry median Shiller PE Ratio is 14.02. Laurentian Bank of Canada's value of 11.15 is 20.4% below this industry median. Based on the distribution chart, Laurentian Bank of Canada ranks #389 out of 1242 companies in the Banks industry, which is above the industry midpoint. Overall, Laurentian Bank of Canada has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Laurentian Bank of Canada ranks #389 out of 1242 companies for Shiller PE Ratio. This puts Laurentian Bank of Canada in the upper half of its industry. The industry median Shiller PE Ratio is 14.02. Laurentian Bank of Canada's value of 11.15 is 20.4% below this benchmark. Historically, Laurentian Bank of Canada's own Shiller PE Ratio has ranged from 5.50 to 13.37 over the past decade. While the company's 10-year median is 8.74 vs. the industry median of 14.02, Laurentian Bank of Canada has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.02, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laurentian Bank of Canada's current Shiller PE Ratio of 11.15 is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laurentian Bank of Canada's current Shiller PE Ratio is 11.15, which is 28% above median its own 10-year median of 8.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (LRCDF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.23, compared to a current price of $28.88 — trading 50.2% above its estimated fair value. The current Shiller PE Ratio is 11.15, which is 28% above median its 10-year median of 8.74 and 20.4% below the Banks industry median of 14.02. Laurentian Bank of Canada's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Laurentian Bank of Canada (LRCDF), the current Shiller PE Ratio is 11.15 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laurentian Bank of Canada (LRCDF) Overvalued in 2026?

Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued. The current stock price of $28.88 is trading 50.2% above its estimated GF Value™ of $19.23. GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.

Key valuation signals for LRCDF:

  • Shiller PE Ratio: 11.15 (28% above median its 10-year median of 8.74)
  • GF Value™: $19.23 vs. price of $28.88 (50.2% above fair value)
  • GF Score™: 51/100 with 9 warning signs
  • Industry Position: 20.4% below the Banks median (#389 of 1242)

No single metric tells the full story. See the LRCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laurentian Bank of Canada Business Description

Address 1360, Boulevard Rene-Levesque Ouest, Suite 600, Secretariat Corporatif, Montreal, QC, CAN, H3G 0E5
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
51GF Score

Get the complete analysis for LRCDF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.88
Price
$19.23
GF Value