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The historical rank and industry rank for MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:
NGO:8725'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.34 Med: 0.5 Max: 1.68
Current: 1.62
During the past years, MS&AD Insurance Group Holdings's highest Cyclically Adjusted PS Ratio was 1.68. The lowest was 0.34. And the median was 0.50.
NGO:8725's Cyclically Adjusted PS Ratio is ranked worse than 64.15% of 410
companies
in the Insurance industry
Industry Median: 1.225
vs NGO:8725: 1.62
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
MS&AD Insurance Group Holdings's adjusted revenue per share data for the three months ended in Mar. 2026 was 円-3,553.368. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円2,786.21 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
MS&AD Insurance Group Holdings (NGO:8725) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio Related Terms
MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio Chart
NGO:8725 vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's Cyclically Adjusted PS Ratio falls into.
MS&AD Insurance Group Holdings Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 1.50 mean?
MS&AD Insurance Group Holdings (NGO:8725) has a Cyclically Adjusted PS Ratio of 1.50 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MS&AD Insurance Group Holdings and its competitors. This is 200% above median its historical median of 0.50. Over the past decade, MS&AD Insurance Group Holdings' Cyclically Adjusted PS Ratio has ranged from 0.34 to 1.68. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #263 out of 410 companies in the Insurance industry, placing it in the top 64.1%.
Is MS&AD Insurance Group Holdings' Cyclically Adjusted PS Ratio too high?
MS&AD Insurance Group Holdings' current Cyclically Adjusted PS Ratio of 1.50 is 200% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.68. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. MS&AD Insurance Group Holdings' value of 1.50 is 22.4% above this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #263 out of 410 companies in the Insurance industry, which is below the industry midpoint. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #263 out of 410 companies for Cyclically Adjusted PS Ratio. This places MS&AD Insurance Group Holdings in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. MS&AD Insurance Group Holdings' value of 1.50 is 22.4% above this benchmark. Historically, MS&AD Insurance Group Holdings' own Cyclically Adjusted PS Ratio has ranged from 0.34 to 1.68 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 1.23, MS&AD Insurance Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current Cyclically Adjusted PS Ratio of 1.50 is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current Cyclically Adjusted PS Ratio is 1.50, which is 200% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
MS&AD Insurance Group Holdings (NGO:8725) has a current Cyclically Adjusted PS Ratio of 1.50. The stock's GF Value™ is 円4,413.38, compared to a current price of 円4,167.00 — trading 5.6% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.50, which is 200% above median its 10-year median of 0.50 and 22.4% above the Insurance industry median of 1.23. MS&AD Insurance Group Holdings' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (NGO:8725), the current Cyclically Adjusted PS Ratio is 1.50 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (NGO:8725) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be undervalued.
The current stock price of 円4,167.00 is trading 5.6% below its estimated GF Value™ of 円4,413.38.
Key valuation signals for NGO:8725:
Cyclically Adjusted PS Ratio: 1.50 (200% above median its 10-year median of 0.50)
GF Value™: 円4,413.38 vs. price of 円4,167.00 (5.6% below fair value)
Industry Position: 22.4% above the Insurance median (#263 of 410)
No single metric tells the full story. See the NGO:8725 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
80GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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