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Mangal Credit & Fincorp (NSE:MANCREDIT) Cyclically Adjusted PS Ratio : 13.65 (As of Jun. 06, 2025)


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What is Mangal Credit & Fincorp Cyclically Adjusted PS Ratio?

As of today (2025-06-06), Mangal Credit & Fincorp's current share price is ₹197.86. Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was ₹14.49. Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio for today is 13.65.

The historical rank and industry rank for Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSE:MANCREDIT' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 7.4   Med: 8.8   Max: 13.55
Current: 13.55

During the past years, Mangal Credit & Fincorp's highest Cyclically Adjusted PS Ratio was 13.55. The lowest was 7.40. And the median was 8.80.

NSE:MANCREDIT's Cyclically Adjusted PS Ratio is ranked worse than
85.5% of 400 companies
in the Credit Services industry
Industry Median: 2.865 vs NSE:MANCREDIT: 13.55

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mangal Credit & Fincorp's adjusted revenue per share data for the three months ended in Mar. 2025 was ₹6.447. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹14.49 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mangal Credit & Fincorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mangal Credit & Fincorp Cyclically Adjusted PS Ratio Chart

Mangal Credit & Fincorp Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 8.76 11.67

Mangal Credit & Fincorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.76 8.05 10.01 10.67 11.67

Competitive Comparison of Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio falls into.


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Mangal Credit & Fincorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=197.86/14.49
=13.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Mangal Credit & Fincorp's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=6.447/157.5517*157.5517
=6.447

Current CPI (Mar. 2025) = 157.5517.

Mangal Credit & Fincorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 0.435 76.889 0.891
201206 1.080 79.567 2.139
201209 0.432 82.244 0.828
201212 0.977 83.774 1.837
201303 6.333 85.687 11.644
201306 1.747 88.365 3.115
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201706 1.449 107.109 2.131
201803 0.000 109.786 0.000
201806 13.830 111.317 19.574
201809 3.842 115.142 5.257
201812 7.377 115.142 10.094
201903 -4.819 118.202 -6.423
201906 1.222 120.880 1.593
201909 1.048 123.175 1.340
201912 1.194 126.235 1.490
202003 1.127 124.705 1.424
202006 1.296 127.000 1.608
202009 1.324 130.118 1.603
202012 1.371 130.889 1.650
202103 1.861 131.771 2.225
202106 1.649 134.084 1.938
202109 1.565 135.847 1.815
202112 1.762 138.161 2.009
202203 2.101 138.822 2.384
202206 2.001 142.347 2.215
202209 2.506 144.661 2.729
202212 3.019 145.763 3.263
202303 3.250 146.865 3.486
202306 3.883 150.280 4.071
202309 3.934 151.492 4.091
202312 4.495 152.924 4.631
202403 4.839 153.035 4.982
202406 6.083 155.789 6.152
202409 5.892 157.882 5.880
202412 6.380 158.323 6.349
202503 6.447 157.552 6.447

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Mangal Credit & Fincorp  (NSE:MANCREDIT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mangal Credit & Fincorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Mangal Credit & Fincorp Business Description

Traded in Other Exchanges
Address
Ram Mandir Road, Graham Firth Steel Compound, Office No-1701/1702, 17th Floor, A-Wing, Lotus Corporate Park, Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.

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