Oracle Financial Services Software (NSE:OFSS) Cyclically Adjusted PS Ratio: 14.81 (As of Jul. 17, 2026) — 117% Above Median

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NSE:OFSS Oracle Financial Services Software Ltd NSE:OFSS
93 GF Score
Price ₹11,681.00
GF Value ₹9,856.57
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Oracle Financial Services Software Cyclically Adjusted PS Ratio?

Oracle Financial Services Software NSE:OFSS +0.48% 93 Cyclically Adjusted PS Ratio is 14.81 as of Jul. 17, 2026, which is 117% above its 10-year median of 6.82. GuruFocus rates NSE:OFSS with a GF Score™ of 93/100 and a GF Value™ of ₹9,856.57 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,590 Software companies, Oracle Financial Services Software ranks worse than 95.16% on this metric.

As of today (2026-07-17), Oracle Financial Services Software's current share price is ₹11681.00. Oracle Financial Services Software's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹788.63. Oracle Financial Services Software's Cyclically Adjusted PS Ratio for today is 14.81.

The historical rank and industry rank for Oracle Financial Services Software's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSE:OFSS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.23   Med: 6.82   Max: 17
Current: 14.79

During the past years, Oracle Financial Services Software's highest Cyclically Adjusted PS Ratio was 17.00. The lowest was 4.23. And the median was 6.82.

NSE:OFSS's Cyclically Adjusted PS Ratio is ranked worse than
95.16% of 1590 companies
in the Software industry
Industry Median: 1.665 vs NSE:OFSS: 14.79

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Oracle Financial Services Software's adjusted revenue per share data for the three months ended in Mar. 2026 was ₹236.428. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹788.63 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Oracle Financial Services Software  (NSE:OFSS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Oracle Financial Services Software Cyclically Adjusted PS Ratio Related Terms


Oracle Financial Services Software Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Oracle Financial Services Software's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oracle Financial Services Software Cyclically Adjusted PS Ratio Chart

Oracle Financial Services Software Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.45 4.71 12.15 10.52 8.54

Oracle Financial Services Software Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.52 11.86 10.89 9.86 8.54

NSE:OFSS vs MSFT, ORCL, PLTR: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, Oracle Financial Services Software's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oracle Financial Services Software Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Oracle Financial Services Software's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Oracle Financial Services Software's Cyclically Adjusted PS Ratio falls into.


NSE:OFSS
93GF Score
Oracle Financial Services Software Ltd NSE:OFSS
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oracle Financial Services Software Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Oracle Financial Services Software's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=11681.00/788.63
=14.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oracle Financial Services Software's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Oracle Financial Services Software's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=236.428/164.2724*164.2724
=236.428

Current CPI (Mar. 2026) = 164.2724.

Oracle Financial Services Software Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 138.309 105.961 214.422
201609 125.236 105.961 194.154
201612 133.050 105.196 207.769
201703 123.401 105.196 192.701
201706 140.909 107.109 216.112
201709 139.198 109.021 209.742
201712 123.683 109.404 185.713
201803 125.339 109.786 187.544
201806 156.590 111.317 231.084
201809 141.067 115.142 201.260
201812 137.800 115.142 196.599
201903 141.189 118.202 196.219
201906 148.023 120.880 201.159
201909 134.926 123.175 179.944
201912 134.617 126.235 175.180
202003 146.519 124.705 193.008
202006 155.105 127.000 200.625
202009 138.775 130.118 175.202
202012 143.419 130.889 179.998
202103 139.949 131.771 174.468
202106 161.572 134.084 197.949
202109 147.889 135.847 178.834
202112 146.138 138.161 173.757
202203 147.400 138.822 174.423
202206 161.876 142.347 186.809
202209 158.790 144.661 180.317
202212 167.156 145.763 188.382
202303 169.298 146.865 189.365
202306 168.336 150.280 184.009
202309 166.149 151.492 180.166
202312 209.561 152.924 225.112
202403 187.802 153.035 201.593
202406 199.610 155.789 210.480
202409 191.759 157.882 199.520
202412 196.425 158.323 203.806
202503 196.605 157.552 204.992
202506 212.141 159.755 218.139
202509 204.823 162.289 207.326
202512 225.065 163.281 226.432
202603 236.428 164.272 236.428

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 14.81 mean?
Oracle Financial Services Software (NSE:OFSS) has a Cyclically Adjusted PS Ratio of 14.81 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oracle Financial Services Software and its competitors. This is 117% above median its historical median of 6.82. Over the past decade, Oracle Financial Services Software's Cyclically Adjusted PS Ratio has ranged from 4.23 to 17.00. According to the industry distribution chart, Oracle Financial Services Software ranks #1513 out of 1590 companies in the Software industry, placing it in the top 95.2%.
Is Oracle Financial Services Software's Cyclically Adjusted PS Ratio too high?
Oracle Financial Services Software's current Cyclically Adjusted PS Ratio of 14.81 is 117% above median its 10-year median of 6.82. Over the past 10 years, this metric has ranged from a low of 4.23 to a high of 17.00. The Software industry median Cyclically Adjusted PS Ratio is 1.67. Oracle Financial Services Software's value of 14.81 is 789.5% above this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #1513 out of 1590 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Oracle Financial Services Software has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's Cyclically Adjusted PS Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #1513 out of 1590 companies for Cyclically Adjusted PS Ratio. This places Oracle Financial Services Software in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.67. Oracle Financial Services Software's value of 14.81 is 789.5% above this benchmark. Historically, Oracle Financial Services Software's own Cyclically Adjusted PS Ratio has ranged from 4.23 to 17.00 over the past decade. While the company's 10-year median is 6.82 vs. the industry median of 1.67, Oracle Financial Services Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.67, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current Cyclically Adjusted PS Ratio of 14.81 is 789.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oracle Financial Services Software and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current Cyclically Adjusted PS Ratio is 14.81, which is 117% above median its own 10-year median of 6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,856.57, compared to a current price of ₹11,681.00 — trading 18.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 14.81, which is 117% above median its 10-year median of 6.82 and 789.5% above the Software industry median of 1.67. Oracle Financial Services Software's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current Cyclically Adjusted PS Ratio is 14.81 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?

Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued. The current stock price of ₹11,681.00 is trading 18.5% above its estimated GF Value™ of ₹9,856.57. GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.

Key valuation signals for NSE:OFSS:

  • Cyclically Adjusted PS Ratio: 14.81 (117% above median its 10-year median of 6.82)
  • GF Value™: ₹9,856.57 vs. price of ₹11,681.00 (18.5% above fair value)
  • GF Score™: 93/100 with 6 warning signs
  • Industry Position: 789.5% above the Software median (#1513 of 1590)

No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oracle Financial Services Software Business Description

Other Exchanges 532466:India
Address Oracle Park, Off Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
93GF Score

Get the complete analysis for NSE:OFSS

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11,681.00
Price
₹9,856.57
GF Value