Oracle Financial Services Software (NSE:OFSS) 3-Year EBITDA Growth Rate: 11.80% (As of Jun. 2026) — 11% Above Median

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NSE:OFSS Oracle Financial Services Software Ltd NSE:OFSS
92 GF Score
Price ₹11,136.00
GF Value ₹11,151.97
Valuation Fairly Valued
! 4 Warning Signs
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What is Oracle Financial Services Software 3-Year EBITDA Growth Rate?

Oracle Financial Services Software NSE:OFSS -2.55% 92 3-Year EBITDA Growth Rate is 11.80% as of Jun. 2026, which is 11% above its 10-year median of 10.60. GuruFocus rates NSE:OFSS with a GF Score™ of 92/100 and a GF Value™ of ₹11,151.97 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,074 Software companies, Oracle Financial Services Software ranks worse than 50.96% on this metric.

Oracle Financial Services Software's EBITDA per Share for the three months ended in Jun. 2026 was ₹224.46.

During the past 12 months, Oracle Financial Services Software's average EBITDA Per Share Growth Rate was 48.30% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 11.80% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 7.90% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 8.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Oracle Financial Services Software was 34.50% per year. The lowest was 3.20% per year. And the median was 10.60% per year.


Oracle Financial Services Software  (NSE:OFSS) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Oracle Financial Services Software 3-Year EBITDA Growth Rate Related Terms


NSE:OFSS vs MSFT, ORCL, PLTR: 3-Year EBITDA Growth Rate Comparison

For the Software - Infrastructure subindustry, Oracle Financial Services Software's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oracle Financial Services Software 3-Year EBITDA Growth Rate vs Software Industry

For the Software industry and Technology sector, Oracle Financial Services Software's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Oracle Financial Services Software's 3-Year EBITDA Growth Rate falls into.


NSE:OFSS
92GF Score
Oracle Financial Services Software Ltd NSE:OFSS
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Oracle Financial Services Software 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 11.80% mean?
Oracle Financial Services Software (NSE:OFSS) has a 3-Year EBITDA Growth Rate of 11.80% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Oracle Financial Services Software and its competitors. This is 11% above median its historical median of 10.60. Over the past decade, Oracle Financial Services Software's 3-Year EBITDA Growth Rate has ranged from 3.20 to 34.50. According to the industry distribution chart, Oracle Financial Services Software ranks #1057 out of 2074 companies in the Software industry, placing it in the top 51%.
Is Oracle Financial Services Software's 3-Year EBITDA Growth Rate too high?
Oracle Financial Services Software's current 3-Year EBITDA Growth Rate of 11.80% is 11% above median its 10-year median of 10.60. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 34.50. The Software industry median 3-Year EBITDA Growth Rate is 12.30. Oracle Financial Services Software's value of 11.80% is 4.1% below this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #1057 out of 2074 companies in the Software industry, which is below the industry midpoint. Overall, Oracle Financial Services Software has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's 3-Year EBITDA Growth Rate compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #1057 out of 2074 companies for 3-Year EBITDA Growth Rate. This places Oracle Financial Services Software in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 12.30. Oracle Financial Services Software's value of 11.80% is 4.1% below this benchmark. Historically, Oracle Financial Services Software's own 3-Year EBITDA Growth Rate has ranged from 3.20 to 34.50 over the past decade. While the company's 10-year median is 10.60 vs. the industry median of 12.30, Oracle Financial Services Software has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.30, based on 2,074 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current 3-Year EBITDA Growth Rate of 11.80% is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Oracle Financial Services Software and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current 3-Year EBITDA Growth Rate is 11.80%, which is 11% above median its own 10-year median of 10.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Fairly Valued. The stock's GF Value™ is ₹11,151.97, compared to a current price of ₹11,136.00 — trading 0.1% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 11.80%, which is 11% above median its 10-year median of 10.60 and 4.1% below the Software industry median of 12.30. Oracle Financial Services Software's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current 3-Year EBITDA Growth Rate is 11.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?

Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be undervalued. The current stock price of ₹11,136.00 is trading 0.1% below its estimated GF Value™ of ₹11,151.97. GuruFocus considers Oracle Financial Services Software to be Fairly Valued.

Key valuation signals for NSE:OFSS:

  • 3-Year EBITDA Growth Rate: 11.80% (11% above median its 10-year median of 10.60)
  • GF Value™: ₹11,151.97 vs. price of ₹11,136.00 (0.1% below fair value)
  • GF Score™: 92/100 with 4 warning signs
  • Industry Position: 4.1% below the Software median (#1057 of 2074)

No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oracle Financial Services Software Business Description

Other Exchanges 532466:India
Address Oracle Park, Off Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
92GF Score

Get the complete analysis for NSE:OFSS

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11,136.00
Price
₹11,151.97
GF Value