Oracle Financial Services Software (NSE:OFSS) GF Score: 93/100 (As of Jul. 17, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:OFSS Oracle Financial Services Software Ltd NSE:OFSS
93 GF Score
Price ₹11,681.00
GF Value ₹9,856.57
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Oracle Financial Services Software GF Score?

Oracle Financial Services Software NSE:OFSS +0.48% 93 GF Score is 93 as of Jul. 17, 2026, which is 4% above its 10-year median of 89.00. GuruFocus rates NSE:OFSS with a GF Score™ of 93/100 and a GF Value™ of ₹9,856.57 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Oracle Financial Services Software has the GF Score of 93, which implies that the company might have Highest outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 10/10
2. Profitability Rank : 10/10
3. Growth Rank : 8/10
4. GF Value Rank : 5/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Oracle Financial Services Software might have Highest outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Oracle Financial Services Software  (NSE:OFSS) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Oracle Financial Services Software GF Score Related Terms


NSE:OFSS vs MSFT, ORCL, PLTR: GF Score Comparison

For the Software - Infrastructure subindustry, Oracle Financial Services Software's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oracle Financial Services Software GF Score vs Software Industry

For the Software industry and Technology sector, Oracle Financial Services Software's GF Score distribution charts can be found below:

* The bar in red indicates where Oracle Financial Services Software's GF Score falls into.


NSE:OFSS
93GF Score
Oracle Financial Services Software Ltd NSE:OFSS
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 93 mean?
Oracle Financial Services Software (NSE:OFSS) has a GF Score of 93 as of Jul. 17, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oracle Financial Services Software and its competitors. This is near median its historical median of 89.00. Over the past decade, Oracle Financial Services Software's GF Score has ranged from 55.00 to 98.00.
Is Oracle Financial Services Software's GF Score too high?
Oracle Financial Services Software's current GF Score of 93 is near median its 10-year median of 89.00. Over the past 10 years, this metric has ranged from a low of 55.00 to a high of 98.00. Overall, Oracle Financial Services Software has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's GF Score compare to MSFT and ORCL?
Oracle Financial Services Software's GF Score of 93 can be compared against companies in the Software industry. Historically, Oracle Financial Services Software's own GF Score has ranged from 55.00 to 98.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Software company?
A good GF Score depends on the Software industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oracle Financial Services Software and its competitors. Oracle Financial Services Software's current GF Score is 93, which is near median its own 10-year median of 89.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,856.57, compared to a current price of ₹11,681.00 — trading 18.5% above its estimated fair value. The current GF Score is 93, which is near median its 10-year median of 89.00. Oracle Financial Services Software's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current GF Score is 93 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?

Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued. The current stock price of ₹11,681.00 is trading 18.5% above its estimated GF Value™ of ₹9,856.57. GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.

Key valuation signals for NSE:OFSS:

  • GF Score: 93 (near median its 10-year median of 89.00)
  • GF Value™: ₹9,856.57 vs. price of ₹11,681.00 (18.5% above fair value)
  • GF Score™: 93/100 with 6 warning signs

No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oracle Financial Services Software Business Description

Other Exchanges 532466:India
Address Oracle Park, Off Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
93GF Score

Get the complete analysis for NSE:OFSS

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11,681.00
Price
₹9,856.57
GF Value