Oracle Financial Services Software (NSE:OFSS) Operating Income: ₹34,120 Mil (TTM As of Mar. 2026)

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NSE:OFSS Oracle Financial Services Software Ltd NSE:OFSS
93 GF Score
Price ₹11,771.00
GF Value ₹9,861.27
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Oracle Financial Services Software Operating Income?

Oracle Financial Services Software NSE:OFSS +0.77% 93 Operating Income is ₹34,120 Mil as of Mar. 2026. GuruFocus rates NSE:OFSS with a GF Score™ of 93/100 and a GF Value™ of ₹9,861.27 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Oracle Financial Services Software's Operating Income for the three months ended in Mar. 2026 was ₹10,409 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was ₹34,120 Mil.

Operating Margin % is calculated as Operating Income divided by its Revenue. Oracle Financial Services Software's Operating Income for the three months ended in Mar. 2026 was ₹10,409 Mil. Oracle Financial Services Software's Revenue for the three months ended in Mar. 2026 was ₹20,652 Mil. Therefore, Oracle Financial Services Software's Operating Margin % for the quarter that ended in Mar. 2026 was 50.40%.

Warning Sign:

Oracle Financial Services Software Ltd operating margin has been in a 5-year decline. The average rate of decline per year is -1.1%.

Oracle Financial Services Software's 5-Year average Growth Rate for Operating Margin % was -1.10% per year.

Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Oracle Financial Services Software's annualized ROC % for the quarter that ended in Mar. 2026 was 73.83%. Oracle Financial Services Software's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 1,321.36%.


Oracle Financial Services Software  (NSE:OFSS) Operating Income Explanation

1. Operating Income or EBIT is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Oracle Financial Services Software's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=41636 * ( 1 - 24.85% )/( (0 + 42383)/ 1 )
=31289.454/42383
=73.83 %

where

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Oracle Financial Services Software's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=41636/( ( (0 + max(0, 0)) + (1790 + max(1361, 0)) )/ 1 )
=41636/( ( 0 + 3151 )/ 1 )
=41636/3151
=1,321.36 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(13514 + 0 + 1893) - (2620 + 0 + 11426)
=1361

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. Operating Income is also linked to Operating Margin %:

Oracle Financial Services Software's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=10409/20652
=50.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

4. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Operating Income growth rate using Operating Income per share data.


Be Aware

Compared with a company's EBITDA margin, Operating Margin can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin may decline. Often the Operating Margin declines well before the company's revenue or even profit decline. Therefore, Operating Margin is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia's Operating Margin had already been in decline since 2002, although its earnings per share were still rising. Investors who paid attention to Operating Margin would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Oracle Financial Services Software Operating Income Related Terms


Oracle Financial Services Software Operating Income Historical Data

* Premium members only.

The historical data trend for Oracle Financial Services Software's Operating Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oracle Financial Services Software Operating Income Chart

Oracle Financial Services Software Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Operating Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24,200.98 24,158.88 27,789.00 30,085.00 34,340.00

Oracle Financial Services Software Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,478.00 8,286.00 7,387.00 8,038.00 10,409.00
NSE:OFSS
93GF Score
Oracle Financial Services Software Ltd NSE:OFSS
Operating Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Oracle Financial Services Software Operating Income Calculation

Operating Income, is the profit a company earned through operations. All expenses, including cash expenses such as cost of goods sold (COGS), research & development, wages, and non-cash expenses, such as depreciation, depletion and amortization, have been deducted from the sales.

Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹34,120 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Income →
What does a Operating Income of ₹34,120 Mil mean?
Oracle Financial Services Software (NSE:OFSS) has a Operating Income of ₹34,120 Mil as of Mar. 2026. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Oracle Financial Services Software and its competitors.
Is Oracle Financial Services Software's Operating Income too high?
Oracle Financial Services Software's current Operating Income is ₹34,120 Mil. Overall, Oracle Financial Services Software has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's Operating Income compare to MSFT and ORCL?
Oracle Financial Services Software's Operating Income of ₹34,120 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Income for a Software company?
A good Operating Income depends on the Software industry context. However, Operating Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Income mean?
A high Operating Income can signal that a stock is expensive relative to its fundamentals. Operating Income equals sales less all operating expenses. It is linked to EBIT. View historical data on Oracle Financial Services Software and its competitors. Oracle Financial Services Software's current Operating Income is ₹34,120 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,861.27, compared to a current price of ₹11,771.00 — trading 19.4% above its estimated fair value. The current Operating Income is ₹34,120 Mil. Oracle Financial Services Software's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Income calculated?
Operating Income is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current Operating Income is ₹34,120 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?

Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued. The current stock price of ₹11,771.00 is trading 19.4% above its estimated GF Value™ of ₹9,861.27. GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.

Key valuation signals for NSE:OFSS:

  • Operating Income: ₹34,120 Mil
  • GF Value™: ₹9,861.27 vs. price of ₹11,771.00 (19.4% above fair value)
  • GF Score™: 93/100 with 6 warning signs

No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oracle Financial Services Software Business Description

Other Exchanges 532466:India
Address Oracle Park, Off Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
93GF Score

Get the complete analysis for NSE:OFSS

Operating Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11,771.00
Price
₹9,861.27
GF Value