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Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Oracle Financial Services Software 5-Year Yield-on-Cost % Related Terms
NSE:OFSS vs MSFT, ORCL, PLTR: 5-Year Yield-on-Cost % Comparison
For the Software - Infrastructure subindustry, Oracle Financial Services Software's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oracle Financial Services Software 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Oracle Financial Services Software's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Oracle Financial Services Software's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Oracle Financial Services Software (NSE:OFSS) has a 5-Year Yield-on-Cost % of 6.68 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Oracle Financial Services Software and its competitors. This is 22% below median its historical median of 8.53. Over the past decade, Oracle Financial Services Software's 5-Year Yield-on-Cost % has ranged from 3.69 to 15.29. According to the industry distribution chart, Oracle Financial Services Software ranks #225 out of 1027 companies in the Software industry, placing it in the top 21.9%.
Is Oracle Financial Services Software's 5-Year Yield-on-Cost % too high?
Oracle Financial Services Software's current 5-Year Yield-on-Cost % of 6.68 is 22% below median its 10-year median of 8.53. Over the past 10 years, this metric has ranged from a low of 3.69 to a high of 15.29. The Software industry median 5-Year Yield-on-Cost % is 3.05. Oracle Financial Services Software's value of 6.68 is 119% above this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #225 out of 1027 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Oracle Financial Services Software has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's 5-Year Yield-on-Cost % compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #225 out of 1027 companies for 5-Year Yield-on-Cost %. This places Oracle Financial Services Software in the top 22% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.05. Oracle Financial Services Software's value of 6.68 is 119% above this benchmark. Historically, Oracle Financial Services Software's own 5-Year Yield-on-Cost % has ranged from 3.69 to 15.29 over the past decade. While the company's 10-year median is 8.53 vs. the industry median of 3.05, Oracle Financial Services Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.05, based on 1,027 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current 5-Year Yield-on-Cost % of 6.68 is 119% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Oracle Financial Services Software and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current 5-Year Yield-on-Cost % is 6.68, which is 22% below median its own 10-year median of 8.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,856.57, compared to a current price of ₹11,681.00 — trading 18.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.68, which is 22% below median its 10-year median of 8.53 and 119% above the Software industry median of 3.05. Oracle Financial Services Software's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current 5-Year Yield-on-Cost % is 6.68 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?
Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued.
The current stock price of ₹11,681.00 is trading 18.5% above its estimated GF Value™ of ₹9,856.57.
GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.
Key valuation signals for NSE:OFSS:
5-Year Yield-on-Cost %: 6.68 (22% below median its 10-year median of 8.53)
GF Value™: ₹9,856.57 vs. price of ₹11,681.00 (18.5% above fair value)
Industry Position: 119% above the Software median (#225 of 1027)
No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oracle Financial Services Software Business Description
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
93GF Score
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