Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Oracle Financial Services Software had a gross margin of 60.17% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Oracle Financial Services Software Gross Margin % Related Terms
Oracle Financial Services Software Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:OFSS vs MSFT, ORCL, PLTR: Gross Margin % Comparison
For the Software - Infrastructure subindustry, Oracle Financial Services Software's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oracle Financial Services Software Gross Margin % vs Software Industry
For the Software industry and Technology sector, Oracle Financial Services Software's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Oracle Financial Services Software's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Oracle Financial Services Software (NSE:OFSS) has a Gross Margin % of 60.17% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Oracle Financial Services Software and its competitors. This is near median its historical median of 57.53. Over the past decade, Oracle Financial Services Software's Gross Margin % has ranged from 55.24 to 60.38. According to the industry distribution chart, Oracle Financial Services Software ranks #906 out of 2684 companies in the Software industry, placing it in the top 33.8%.
Is Oracle Financial Services Software's Gross Margin % too high?
Oracle Financial Services Software's current Gross Margin % of 60.17% is near median its 10-year median of 57.53. Over the past 10 years, this metric has ranged from a low of 55.24 to a high of 60.38. The Software industry median Gross Margin % is 40.47. Oracle Financial Services Software's value of 60.17% is 48.7% above this industry median. Based on the distribution chart, Oracle Financial Services Software ranks #906 out of 2684 companies in the Software industry, which is above the industry midpoint. Overall, Oracle Financial Services Software has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oracle Financial Services Software's Gross Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Oracle Financial Services Software ranks #906 out of 2684 companies for Gross Margin %. This puts Oracle Financial Services Software in the upper half of its industry. The industry median Gross Margin % is 40.47. Oracle Financial Services Software's value of 60.17% is 48.7% above this benchmark. Historically, Oracle Financial Services Software's own Gross Margin % has ranged from 55.24 to 60.38 over the past decade. While the company's 10-year median is 57.53 vs. the industry median of 40.47, Oracle Financial Services Software has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.47, based on 2,684 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle Financial Services Software's current Gross Margin % of 60.17% is 48.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Oracle Financial Services Software and its competitors. For the Software industry, the median Gross Margin % is 40.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle Financial Services Software's current Gross Margin % is 60.17%, which is near median its own 10-year median of 57.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle Financial Services Software stock overvalued right now?
Based on GuruFocus' analysis, Oracle Financial Services Software (NSE:OFSS) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹9,856.57, compared to a current price of ₹11,681.00 — trading 18.5% above its estimated fair value. The current Gross Margin % is 60.17%, which is near median its 10-year median of 57.53 and 48.7% above the Software industry median of 40.47. Oracle Financial Services Software's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Oracle Financial Services Software (NSE:OFSS), the current Gross Margin % is 60.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oracle Financial Services Software (NSE:OFSS) Overvalued in 2026?
Based on GuruFocus' analysis, Oracle Financial Services Software stock appears to be overvalued.
The current stock price of ₹11,681.00 is trading 18.5% above its estimated GF Value™ of ₹9,856.57.
GuruFocus considers Oracle Financial Services Software to be Modestly Overvalued.
Key valuation signals for NSE:OFSS:
Gross Margin %: 60.17% (near median its 10-year median of 57.53)
GF Value™: ₹9,856.57 vs. price of ₹11,681.00 (18.5% above fair value)
Industry Position: 48.7% above the Software median (#906 of 2684)
No single metric tells the full story. See the NSE:OFSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oracle Financial Services Software Business Description
Oracle Financial Services Software Ltd is an India-based provider of software systems, computer systems, and consulting services. Its flagship Flexcube offerings include universal banking, investor servicing, private banking, lending and leasing, Islamic banking, Internet and mobile banking, remit, and collateral management capabilities. Its other offerings include analytical infrastructure applications, financial crime analysis, and compliance management applications. The firm also offers support and business process outsourcing services. The company has two reportable segments Product licenses and related activities ('Products') and IT solutions and consulting services ('Services'). Geographically the company generates the majority of its revenue from the Product segment.
93GF Score
Get the complete analysis for NSE:OFSS
Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:OFSS has been successfully added to your 
