Sundaram Finance (NSE:SUNDARMFIN) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SUNDARMFIN Sundaram Finance Ltd NSE:SUNDARMFIN
61 GF Score
Price ₹4,461.10
GF Value ₹5,767.85
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Sundaram Finance Moat Score?

Sundaram Finance has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Sundaram Finance has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sundaram Finance might have No Moat - No discernible moat.

Sundaram Finance  (NSE:SUNDARMFIN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sundaram Finance Moat Score Related Terms

NSE:SUNDARMFIN
61GF Score
Sundaram Finance Ltd NSE:SUNDARMFIN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sundaram Finance (NSE:SUNDARMFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Sundaram Finance stock appears to be undervalued. The current stock price of ₹4,461.10 is trading 22.7% below its estimated GF Value™ of ₹5,767.85. GuruFocus considers Sundaram Finance to be Modestly Undervalued.

Key valuation signals for NSE:SUNDARMFIN:

  • Moat Score: 0
  • GF Value™: ₹5,767.85 vs. price of ₹4,461.10 (22.7% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the NSE:SUNDARMFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sundaram Finance Business Description

Other Exchanges 590071:India
Address 21, Patullos Road, Chennai, TN, IND, 600 002
Sundaram Finance Ltd is a nonbanking finance company operating in India. The company provides various financial products and services, including commercial vehicle finance, car finance, farm equipment finance, construction equipment finance, and fleet cards. Through its subsidiaries, the company has a diversified presence in insurance, mutual funds, housing finance, business process outsourcing, information technology services, and retail distribution of various financial services and products. The company's business segments include Asset Financing, which derives key revenue, and Other operations.
61GF Score

Get the complete analysis for NSE:SUNDARMFIN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹4,461.10
Price
₹5,767.85
GF Value