OBK (Origin Bancorp) Cyclically Adjusted PS Ratio: 4.57 (As of Jul. 24, 2026) — 31% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OBK Origin Bancorp Inc OBK
63 GF Score
Price $53.50
GF Value $38.62
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Origin Bancorp Cyclically Adjusted PS Ratio?

Origin Bancorp OBK +1.83% 63 Cyclically Adjusted PS Ratio is 4.57 as of Jul. 24, 2026, which is 31% above its 10-year median of 3.48. GuruFocus rates OBK with a GF Score™ of 63/100 and a GF Value™ of $38.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,299 Banks companies, Origin Bancorp ranks worse than 71.13% on this metric.

As of today (2026-07-24), Origin Bancorp's current share price is $53.50. Origin Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $11.71. Origin Bancorp's Cyclically Adjusted PS Ratio for today is 4.57.

The historical rank and industry rank for Origin Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

OBK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.21   Med: 3.48   Max: 4.49
Current: 4.49

During the past 10 years, Origin Bancorp's highest Cyclically Adjusted PS Ratio was 4.49. The lowest was 3.21. And the median was 3.48.

OBK's Cyclically Adjusted PS Ratio is ranked worse than
71.13% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs OBK: 4.49

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Origin Bancorp's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $12.415. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.71 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Origin Bancorp  (NYSE:OBK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Origin Bancorp Cyclically Adjusted PS Ratio Related Terms


Origin Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Origin Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Origin Bancorp Cyclically Adjusted PS Ratio Chart

Origin Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.21

Origin Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 3.21 0.00 0.00

OBK vs QCRH, LKFN, BFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Origin Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Origin Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Origin Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Origin Bancorp's Cyclically Adjusted PS Ratio falls into.


OBK
63GF Score
Origin Bancorp Inc OBK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Origin Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Origin Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=53.50/11.71
=4.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Origin Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Origin Bancorp's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=12.415/324.0540*324.0540
=12.415

Current CPI (Dec25) = 324.0540.

Origin Bancorp Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 7.204 241.432 9.669
201712 7.021 246.524 9.229
201812 8.598 251.233 11.090
201912 9.125 256.974 11.507
202012 10.624 260.474 13.217
202112 11.227 278.802 13.049
202212 12.199 296.797 13.319
202312 11.394 306.746 12.037
202412 11.283 315.605 11.585
202512 12.415 324.054 12.415

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.57 mean?
Origin Bancorp (OBK) has a Cyclically Adjusted PS Ratio of 4.57 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Origin Bancorp and its competitors. This is 31% above median its historical median of 3.48. Over the past decade, Origin Bancorp's Cyclically Adjusted PS Ratio has ranged from 3.21 to 4.49. According to the industry distribution chart, Origin Bancorp ranks #924 out of 1299 companies in the Banks industry, placing it in the top 71.1%.
Is Origin Bancorp's Cyclically Adjusted PS Ratio too high?
Origin Bancorp's current Cyclically Adjusted PS Ratio of 4.57 is 31% above median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 3.21 to a high of 4.49. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Origin Bancorp's value of 4.57 is 36% above this industry median. Based on the distribution chart, Origin Bancorp ranks #924 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's Cyclically Adjusted PS Ratio compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #924 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Origin Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Origin Bancorp's value of 4.57 is 36% above this benchmark. Historically, Origin Bancorp's own Cyclically Adjusted PS Ratio has ranged from 3.21 to 4.49 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 3.36, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current Cyclically Adjusted PS Ratio of 4.57 is 36% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current Cyclically Adjusted PS Ratio is 4.57, which is 31% above median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Origin Bancorp (OBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.62, compared to a current price of $53.50 — trading 38.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.57, which is 31% above median its 10-year median of 3.48 and 36% above the Banks industry median of 3.36. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Origin Bancorp (OBK), the current Cyclically Adjusted PS Ratio is 4.57 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Origin Bancorp (OBK) Overvalued in 2026?

Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued. The current stock price of $53.50 is trading 38.5% above its estimated GF Value™ of $38.62. GuruFocus considers Origin Bancorp to be Significantly Overvalued.

Key valuation signals for OBK:

  • Cyclically Adjusted PS Ratio: 4.57 (31% above median its 10-year median of 3.48)
  • GF Value™: $38.62 vs. price of $53.50 (38.5% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 36% above the Banks median (#924 of 1299)

No single metric tells the full story. See the OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Origin Bancorp Business Description

Address 500 South Service Road East, Ruston, LA, USA, 71270
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score

Get the complete analysis for OBK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.50
Price
$38.62
GF Value