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Origin BancorpOBK +2.06%63 Net Margin % is 26.46% as of Mar. 2026, which is 16% above its 10-year median of 22.76. GuruFocus rates OBK with a GF Score™ of 63/100 and a GF Value™ of $38.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,522 Banks companies, Origin Bancorp ranks worse than 70.43% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Origin Bancorp's Net Income for the
three
months ended in Mar. 2026 was $27.7 Mil. Origin Bancorp's Revenue for the
three
months ended in Mar. 2026 was $104.7 Mil. Therefore, Origin Bancorp's net margin for the quarter that ended in Mar. 2026 was 26.46%.
The historical rank and industry rank for Origin Bancorp's Net Margin % or its related term are showing as below:
OBK'
s Net Margin % Range Over the Past 10 Years
Min: 8.1 Med: 22.76 Max: 40.95
Current: 23.68
OBK's Net Margin % is ranked worse than 70.43% of 1522
companies
in the Banks industry
Industry Median: 27.055
vs OBK: 23.68
Origin Bancorp (NYSE:OBK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Origin Bancorp Net Margin % Related Terms
Origin Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Origin Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Origin Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Origin Bancorp (OBK) has a Net Margin % of 26.46% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Origin Bancorp and its competitors. This is 16% above median its historical median of 22.76. Over the past decade, Origin Bancorp's Net Margin % has ranged from 8.10 to 40.95. According to the industry distribution chart, Origin Bancorp ranks #1072 out of 1522 companies in the Banks industry, placing it in the top 70.4%.
Is Origin Bancorp's Net Margin % too high?
Origin Bancorp's current Net Margin % of 26.46% is 16% above median its 10-year median of 22.76. Over the past 10 years, this metric has ranged from a low of 8.10 to a high of 40.95. The Banks industry median Net Margin % is 27.06. Origin Bancorp's value of 26.46% is 2.2% below this industry median. Based on the distribution chart, Origin Bancorp ranks #1072 out of 1522 companies in the Banks industry, which is below the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's Net Margin % compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #1072 out of 1522 companies for Net Margin %. This places Origin Bancorp in the lower half of its industry. The industry median Net Margin % is 27.06. Origin Bancorp's value of 26.46% is 2.2% below this benchmark. Historically, Origin Bancorp's own Net Margin % has ranged from 8.10 to 40.95 over the past decade. While the company's 10-year median is 22.76 vs. the industry median of 27.06, Origin Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current Net Margin % of 26.46% is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current Net Margin % is 26.46%, which is 16% above median its own 10-year median of 22.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Origin Bancorp (OBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.62, compared to a current price of $53.62 — trading 38.8% above its estimated fair value. The current Net Margin % is 26.46%, which is 16% above median its 10-year median of 22.76 and 2.2% below the Banks industry median of 27.06. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Origin Bancorp (OBK), the current Net Margin % is 26.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (OBK) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of $53.62 is trading 38.8% above its estimated GF Value™ of $38.62.
GuruFocus considers Origin Bancorp to be Significantly Overvalued.
Key valuation signals for OBK:
Net Margin %: 26.46% (16% above median its 10-year median of 22.76)
GF Value™: $38.62 vs. price of $53.62 (38.8% above fair value)
Industry Position: 2.2% below the Banks median (#1072 of 1522)
No single metric tells the full story. See the OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score
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