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Origin BancorpOBK +2.06%63 OCF Margin % is 50.53% as of Mar. 2026, which is 31% above its 10-year median of 38.48. GuruFocus rates OBK with a GF Score™ of 63/100 and a GF Value™ of $38.62 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,495 Banks companies, Origin Bancorp ranks better than 67.36% on this metric.
The historical rank and industry rank for Origin Bancorp's OCF Margin % or its related term are showing as below:
OBK'
s OCF Margin % Range Over the Past 10 Years
Min: 0.36 Med: 38.48 Max: 64.7
Current: 41.87
During the past 10 years, the highest OCF Margin % of Origin Bancorp was 64.70%. The lowest was 0.36%. And the median was 38.48%.
OBK's OCF Margin % is ranked better than 67.36% of 1495
companies
in the Banks industry
Industry Median: 29.55
vs OBK: 41.87
Origin Bancorp OCF Margin % Related Terms
Origin Bancorp OCF Margin % Historical Data
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The historical data trend for Origin Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Origin Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Origin Bancorp (OBK) has a OCF Margin % of 50.53% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Origin Bancorp and its competitors. This is 31% above median its historical median of 38.48. Over the past decade, Origin Bancorp's OCF Margin % has ranged from 0.36 to 64.70. According to the industry distribution chart, Origin Bancorp ranks #488 out of 1495 companies in the Banks industry, placing it in the top 32.6%.
Is Origin Bancorp's OCF Margin % too high?
Origin Bancorp's current OCF Margin % of 50.53% is 31% above median its 10-year median of 38.48. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 64.70. The Banks industry median OCF Margin % is 29.55. Origin Bancorp's value of 50.53% is 71% above this industry median. Based on the distribution chart, Origin Bancorp ranks #488 out of 1495 companies in the Banks industry, which is above the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's OCF Margin % compare to QCRH and LKFN?
According to the Banks industry distribution chart, Origin Bancorp ranks #488 out of 1495 companies for OCF Margin %. This puts Origin Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.55. Origin Bancorp's value of 50.53% is 71% above this benchmark. Historically, Origin Bancorp's own OCF Margin % has ranged from 0.36 to 64.70 over the past decade. While the company's 10-year median is 38.48 vs. the industry median of 29.55, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.55, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current OCF Margin % of 50.53% is 71% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Origin Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current OCF Margin % is 50.53%, which is 31% above median its own 10-year median of 38.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Origin Bancorp (OBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $38.62, compared to a current price of $53.62 — trading 38.8% above its estimated fair value. The current OCF Margin % is 50.53%, which is 31% above median its 10-year median of 38.48 and 71% above the Banks industry median of 29.55. Origin Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Origin Bancorp (OBK), the current OCF Margin % is 50.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (OBK) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of $53.62 is trading 38.8% above its estimated GF Value™ of $38.62.
GuruFocus considers Origin Bancorp to be Significantly Overvalued.
Key valuation signals for OBK:
OCF Margin %: 50.53% (31% above median its 10-year median of 38.48)
GF Value™: $38.62 vs. price of $53.62 (38.8% above fair value)
Industry Position: 71% above the Banks median (#488 of 1495)
No single metric tells the full story. See the OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
63GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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