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Origin BancorpOBK -0.26%64 EV-to-OCF is 6.45 as of Aug. 08, 2026, which is 29% below its 10-year median of 9.05. GuruFocus rates OBK with a GF Score™ of 64/100 and a GF Value™ of $40.68 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, Origin Bancorp ranks worse than 58.41% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Origin Bancorp's Enterprise Value is $1,261.4 Mil.
Origin Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $195.6 Mil. Therefore, Origin Bancorp's EV-to-OCF for today is 6.45.
The historical rank and industry rank for Origin Bancorp's EV-to-OCF or its related term are showing as below:
OBK'
s EV-to-OCF Range Over the Past 10 Years
Min: 3.43 Med: 9.05 Max: 1948.11
Current: 6.45
During the past 10 years, the highest EV-to-OCF of Origin Bancorp was 1948.11. The lowest was 3.43. And the median was 9.05.
OBK's EV-to-OCF is ranked worse than 58.41% of 1498
companies
in the Banks industry
Industry Median: 3.98
vs OBK: 6.45
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Origin Bancorp's PE Ratio (TTM) for today is calculated as:
Origin Bancorp's share price for today is $53.84.
Origin Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.200.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Origin Bancorp EV-to-OCF Related Terms
Origin Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Origin Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Origin Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Origin Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Origin Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Origin Bancorp's EV-to-OCF falls into.
Origin Bancorp's current Enterprise Value is $1,261.4 Mil.
Origin Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $195.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Origin Bancorp (OBK) has a EV-to-OCF of 6.45 as of Aug. 08, 2026. This is 29% below median its historical median of 9.05. Over the past decade, Origin Bancorp's EV-to-OCF has ranged from 3.43 to 1,948.11. According to the industry distribution chart, Origin Bancorp ranks #875 out of 1498 companies in the Banks industry, placing it in the top 58.4%.
Is Origin Bancorp's EV-to-OCF too high?
Origin Bancorp's current EV-to-OCF of 6.45 is 29% below median its 10-year median of 9.05. Over the past 10 years, this metric has ranged from a low of 3.43 to a high of 1,948.11. The Banks industry median EV-to-OCF is 3.98. Origin Bancorp's value of 6.45 is 62.1% above this industry median. Based on the distribution chart, Origin Bancorp ranks #875 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Origin Bancorp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Origin Bancorp's EV-to-OCF compare to QCRH and BFC?
According to the Banks industry distribution chart, Origin Bancorp ranks #875 out of 1498 companies for EV-to-OCF. This places Origin Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.98. Origin Bancorp's value of 6.45 is 62.1% above this benchmark. Historically, Origin Bancorp's own EV-to-OCF has ranged from 3.43 to 1,948.11 over the past decade. While the company's 10-year median is 9.05 vs. the industry median of 3.98, Origin Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Origin Bancorp's current EV-to-OCF of 6.45 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Origin Bancorp's current EV-to-OCF is 6.45, which is 29% below median its own 10-year median of 9.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Origin Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Origin Bancorp (OBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.68, compared to a current price of $53.84 — trading 32.4% above its estimated fair value. The current EV-to-OCF is 6.45, which is 29% below median its 10-year median of 9.05 and 62.1% above the Banks industry median of 3.98. Origin Bancorp's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Origin Bancorp (OBK), the current EV-to-OCF is 6.45 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Origin Bancorp (OBK) Overvalued in 2026?
Based on GuruFocus' analysis, Origin Bancorp stock appears to be overvalued.
The current stock price of $53.84 is trading 32.4% above its estimated GF Value™ of $40.68.
GuruFocus considers Origin Bancorp to be Significantly Overvalued.
Key valuation signals for OBK:
EV-to-OCF: 6.45 (29% below median its 10-year median of 9.05)
GF Value™: $40.68 vs. price of $53.84 (32.4% above fair value)
Industry Position: 62.1% above the Banks median (#875 of 1498)
No single metric tells the full story. See the OBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Origin Bancorp Inc is a financial holding company that provides personalized, relationship banking to businesses, municipalities, and personal clients in the communities it serves. The company offers a broad range of financial services and operates more than 56 locations in Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. It also provides insurance agency products and services through its wholly owned insurance agency subsidiary. The company operates in one business segment, community banking, and is mainly engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction, and consumer loans.
64GF Score
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