Sogn Sparebank (OSL:SOGN) Cyclically Adjusted PS Ratio: 1.05 (As of Jul. 23, 2026) — 46% Above Median

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OSL:SOGN Sogn Sparebank OSL:SOGN
62 GF Score
Price kr330.05
GF Value kr231.14
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sogn Sparebank Cyclically Adjusted PS Ratio?

Sogn Sparebank OSL:SOGN -2.63% 62 Cyclically Adjusted PS Ratio is 1.05 as of Jul. 23, 2026, which is 46% above its 10-year median of 0.72. GuruFocus rates OSL:SOGN with a GF Score™ of 62/100 and a GF Value™ of kr231.14 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,299 Banks companies, Sogn Sparebank ranks better than 90.3% on this metric.

As of today (2026-07-23), Sogn Sparebank's current share price is kr330.05. Sogn Sparebank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr315.73. Sogn Sparebank's Cyclically Adjusted PS Ratio for today is 1.05.

The historical rank and industry rank for Sogn Sparebank's Cyclically Adjusted PS Ratio or its related term are showing as below:

OSL:SOGN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.56   Med: 0.72   Max: 1.14
Current: 1.04

During the past years, Sogn Sparebank's highest Cyclically Adjusted PS Ratio was 1.14. The lowest was 0.56. And the median was 0.72.

OSL:SOGN's Cyclically Adjusted PS Ratio is ranked better than
90.3% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs OSL:SOGN: 1.04

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sogn Sparebank's adjusted revenue per share data for the three months ended in Mar. 2026 was kr92.378. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr315.73 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sogn Sparebank  (OSL:SOGN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sogn Sparebank Cyclically Adjusted PS Ratio Related Terms


Sogn Sparebank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sogn Sparebank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank Cyclically Adjusted PS Ratio Chart

Sogn Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 0.61 0.63 0.88 0.91

Sogn Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 0.99 0.85 0.91 1.03

Sogn Sparebank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sogn Sparebank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's Cyclically Adjusted PS Ratio falls into.


OSL:SOGN
62GF Score
Sogn Sparebank OSL:SOGN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sogn Sparebank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sogn Sparebank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=330.05/315.73
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sogn Sparebank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=92.378/141.0300*141.0300
=92.378

Current CPI (Mar. 2026) = 141.0300.

Sogn Sparebank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 42.458 103.800 57.686
201609 40.384 104.200 54.658
201612 30.120 104.400 40.688
201703 32.193 105.000 43.240
201706 53.932 105.800 71.891
201709 35.640 105.900 47.463
201712 26.739 106.100 35.542
201803 34.744 107.300 45.666
201806 47.011 108.500 61.106
201809 35.070 109.500 45.168
201812 36.611 109.800 47.024
201903 33.226 110.400 42.444
201906 76.537 110.600 97.595
201909 68.325 111.100 86.732
201912 71.158 111.300 90.165
202003 55.183 111.200 69.986
202006 78.967 112.100 99.346
202009 59.820 112.900 74.725
202012 66.240 112.900 82.744
202103 58.430 114.600 71.906
202106 72.273 115.300 88.401
202109 60.532 117.500 72.654
202112 66.987 118.900 79.455
202203 57.310 119.800 67.466
202206 80.368 122.600 92.449
202209 71.348 125.600 80.113
202212 84.796 125.900 94.986
202303 79.351 127.600 87.703
202306 101.284 130.400 109.541
202309 90.758 129.800 98.610
202312 94.900 131.900 101.469
202403 86.450 132.600 91.946
202406 104.573 133.800 110.224
202409 98.044 133.700 103.419
202412 100.551 134.800 105.198
202503 95.668 136.100 99.133
202506 111.809 137.800 114.430
202509 97.826 138.500 99.613
202512 100.951 139.100 102.352
202603 92.378 141.030 92.378

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.05 mean?
Sogn Sparebank (OSL:SOGN) has a Cyclically Adjusted PS Ratio of 1.05 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sogn Sparebank and its competitors. This is 46% above median its historical median of 0.72. Over the past decade, Sogn Sparebank's Cyclically Adjusted PS Ratio has ranged from 0.56 to 1.14. According to the industry distribution chart, Sogn Sparebank ranks #126 out of 1299 companies in the Banks industry, placing it in the top 9.7%.
Is Sogn Sparebank's Cyclically Adjusted PS Ratio too high?
Sogn Sparebank's current Cyclically Adjusted PS Ratio of 1.05 is 46% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.14. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Sogn Sparebank's value of 1.05 is 68.9% below this industry median. Based on the distribution chart, Sogn Sparebank ranks #126 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sogn Sparebank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Sogn Sparebank ranks #126 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Sogn Sparebank in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.38. Sogn Sparebank's value of 1.05 is 68.9% below this benchmark. Historically, Sogn Sparebank's own Cyclically Adjusted PS Ratio has ranged from 0.56 to 1.14 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 3.38, Sogn Sparebank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sogn Sparebank's current Cyclically Adjusted PS Ratio of 1.05 is 68.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sogn Sparebank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sogn Sparebank's current Cyclically Adjusted PS Ratio is 1.05, which is 46% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (OSL:SOGN) is currently considered Significantly Overvalued. The stock's GF Value™ is kr231.14, compared to a current price of kr330.05 — trading 42.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.05, which is 46% above median its 10-year median of 0.72 and 68.9% below the Banks industry median of 3.38. Sogn Sparebank's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sogn Sparebank (OSL:SOGN), the current Cyclically Adjusted PS Ratio is 1.05 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of kr330.05 is trading 42.8% above its estimated GF Value™ of kr231.14. GuruFocus considers Sogn Sparebank to be Significantly Overvalued.

Key valuation signals for OSL:SOGN:

  • Cyclically Adjusted PS Ratio: 1.05 (46% above median its 10-year median of 0.72)
  • GF Value™: kr231.14 vs. price of kr330.05 (42.8% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 68.9% below the Banks median (#126 of 1299)

No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sogn Sparebank Business Description

Other Exchanges Y6M:Germany
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score

Get the complete analysis for OSL:SOGN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr330.05
Price
kr231.14
GF Value