Sogn Sparebank (OSL:SOGN) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:SOGN Sogn Sparebank OSL:SOGN
63 GF Score
Price kr326.00
GF Value kr240.91
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sogn Sparebank Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-31), Sogn Sparebank's Predictability Rank is 3-Stars. Sogn Sparebank's intrinsic value calculated from the Discounted FCF model is kr796.77 and current share price is kr326.00. Consequently,

Sogn Sparebank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Sogn Sparebank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sogn Sparebank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's Margin of Safety % (DCF FCF Based) falls into.


OSL:SOGN
63GF Score
Sogn Sparebank OSL:SOGN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Sogn Sparebank Margin of Safety % (DCF FCF Based) Calculation

Sogn Sparebank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-2457.48-326.00)/-2457.48
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of kr326.00 is trading 35.3% above its estimated GF Value™ of kr240.91. GuruFocus considers Sogn Sparebank to be Significantly Overvalued.

Key valuation signals for OSL:SOGN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: kr240.91 vs. price of kr326.00 (35.3% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sogn Sparebank Business Description

Other Exchanges Y6M:Germany
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
63GF Score

Get the complete analysis for OSL:SOGN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr326.00
Price
kr240.91
GF Value