Sogn Sparebank (OSL:SOGN) OCF Margin %: -71.01% (As of Mar. 2026)

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OSL:SOGN Sogn Sparebank OSL:SOGN
62 GF Score
Price kr322.90
GF Value kr235.39
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Sogn Sparebank OCF Margin %?

Sogn Sparebank OSL:SOGN -0.03% 62 OCF Margin % is -71.01% as of Mar. 2026. GuruFocus rates OSL:SOGN with a GF Score™ of 62/100 and a GF Value™ of kr235.39 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,500 Banks companies, Sogn Sparebank ranks better than 77.53% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Sogn Sparebank's Cash Flow from Operations for the three months ended in Mar. 2026 was kr-41.5 Mil. Sogn Sparebank's Revenue for the three months ended in Mar. 2026 was kr58.5 Mil. Therefore, Sogn Sparebank's OCF Margin % for the quarter that ended in Mar. 2026 was -71.01%.

As of today, Sogn Sparebank's current OCF Yield % is 78.72%.

The historical rank and industry rank for Sogn Sparebank's OCF Margin % or its related term are showing as below:

OSL:SOGN' s OCF Margin % Range Over the Past 10 Years
Min: -90.58   Med: 33.77   Max: 216.65
Current: 62.27

During the past 13 years, the highest OCF Margin % of Sogn Sparebank was 216.65%. The lowest was -90.58%. And the median was 33.77%.

OSL:SOGN's OCF Margin % is ranked better than
77.53% of 1500 companies
in the Banks industry
Industry Median: 29.45 vs OSL:SOGN: 62.27

Sogn Sparebank OCF Margin % Related Terms

Sogn Sparebank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Sogn Sparebank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sogn Sparebank OCF Margin % Chart

Sogn Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.57 90.67 35.02 42.28 74.58

Sogn Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.16 354.47 -4.06 -75.12 -71.01

Sogn Sparebank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sogn Sparebank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's OCF Margin % falls into.


OSL:SOGN
62GF Score
Sogn Sparebank OSL:SOGN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sogn Sparebank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Sogn Sparebank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=191.785/257.158
=74.58 %

Sogn Sparebank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-41.521/58.475
=-71.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -71.01% mean?
Sogn Sparebank (OSL:SOGN) has a OCF Margin % of -71.01% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sogn Sparebank and its competitors. According to the industry distribution chart, Sogn Sparebank ranks #337 out of 1500 companies in the Banks industry, placing it in the top 22.5%.
Is Sogn Sparebank's OCF Margin % too high?
Sogn Sparebank's current OCF Margin % is -71.01%. Based on the distribution chart, Sogn Sparebank ranks #337 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sogn Sparebank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Sogn Sparebank ranks #337 out of 1500 companies for OCF Margin %. This places Sogn Sparebank in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Sogn Sparebank and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sogn Sparebank's current OCF Margin % is -71.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (OSL:SOGN) is currently considered Significantly Overvalued. The stock's GF Value™ is kr235.39, compared to a current price of kr322.90 — trading 37.2% above its estimated fair value. The current OCF Margin % is -71.01%. Sogn Sparebank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Sogn Sparebank (OSL:SOGN), the current OCF Margin % is -71.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of kr322.90 is trading 37.2% above its estimated GF Value™ of kr235.39. GuruFocus considers Sogn Sparebank to be Significantly Overvalued.

Key valuation signals for OSL:SOGN:

  • OCF Margin %: -71.01%
  • GF Value™: kr235.39 vs. price of kr322.90 (37.2% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sogn Sparebank Business Description

Other Exchanges Y6M:Germany
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score

Get the complete analysis for OSL:SOGN

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr322.90
Price
kr235.39
GF Value