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Sogn SparebankOSL:SOGN +0.63%60 Equity-to-Asset is 0.15 as of Jun. 2026, which is 15% above its 10-year median of 0.13. GuruFocus rates OSL:SOGN with a GF Score™ of 60/100 and a GF Value™ of kr237.40 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, Sogn Sparebank ranks better than 86.63% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Sogn Sparebank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr1,332.2 Mil. Sogn Sparebank's Total Assets for the quarter that ended in Jun. 2026 was kr8,707.4 Mil.
Therefore, Sogn Sparebank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.15.
The historical rank and industry rank for Sogn Sparebank's Equity-to-Asset or its related term are showing as below:
OSL:SOGN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.13 Max: 0.16
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of Sogn Sparebank was 0.16. The lowest was 0.09. And the median was 0.13.
OSL:SOGN's Equity-to-Asset is ranked better than 86.63% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs OSL:SOGN: 0.15
Sogn Sparebank (OSL:SOGN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Sogn Sparebank Equity-to-Asset Related Terms
Sogn Sparebank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Sogn Sparebank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sogn Sparebank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Sogn Sparebank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sogn Sparebank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Sogn Sparebank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Sogn Sparebank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Sogn Sparebank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sogn Sparebank (OSL:SOGN) has a Equity-to-Asset of 0.15 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sogn Sparebank and its competitors. This is 15% above median its historical median of 0.13. Over the past decade, Sogn Sparebank's Equity-to-Asset has ranged from 0.09 to 0.16. According to the industry distribution chart, Sogn Sparebank ranks #203 out of 1518 companies in the Banks industry, placing it in the top 13.4%.
Is Sogn Sparebank's Equity-to-Asset too high?
Sogn Sparebank's current Equity-to-Asset of 0.15 is 15% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Sogn Sparebank's value of 0.15 is 50% above this industry median. Based on the distribution chart, Sogn Sparebank ranks #203 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sogn Sparebank has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Sogn Sparebank ranks #203 out of 1518 companies for Equity-to-Asset. This places Sogn Sparebank in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Sogn Sparebank's value of 0.15 is 50% above this benchmark. Historically, Sogn Sparebank's own Equity-to-Asset has ranged from 0.09 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Sogn Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sogn Sparebank's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Sogn Sparebank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sogn Sparebank's current Equity-to-Asset is 0.15, which is 15% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (OSL:SOGN) is currently considered Significantly Overvalued. The stock's GF Value™ is kr237.40, compared to a current price of kr318.00 — trading 34% above its estimated fair value. The current Equity-to-Asset is 0.15, which is 15% above median its 10-year median of 0.13 and 50% above the Banks industry median of 0.10. Sogn Sparebank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Sogn Sparebank (OSL:SOGN), the current Equity-to-Asset is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?
Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued.
The current stock price of kr318.00 is trading 34% above its estimated GF Value™ of kr237.40.
GuruFocus considers Sogn Sparebank to be Significantly Overvalued.
Key valuation signals for OSL:SOGN:
Equity-to-Asset: 0.15 (15% above median its 10-year median of 0.13)
GF Value™: kr237.40 vs. price of kr318.00 (34% above fair value)
Industry Position: 50% above the Banks median (#203 of 1518)
No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
60GF Score
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