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Sogn SparebankOSL:SOGN +1.92%62 5-Year Yield-on-Cost % is 42.90 as of Jul. 29, 2026, which is 60% above its 10-year median of 26.89. GuruFocus rates OSL:SOGN with a GF Score™ of 62/100 and a GF Value™ of kr230.36 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Sogn Sparebank ranks better than 98.48% on this metric.
Sogn Sparebank's yield on cost for the quarter that ended in Mar. 2026 was 42.90.
The historical rank and industry rank for Sogn Sparebank's 5-Year Yield-on-Cost % or its related term are showing as below:
OSL:SOGN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 11 Med: 26.89 Max: 48.28
Current: 42.9
During the past 13 years, Sogn Sparebank's highest Yield on Cost was 48.28. The lowest was 11.00. And the median was 26.89.
OSL:SOGN's 5-Year Yield-on-Cost % is ranked better than 98.48% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs OSL:SOGN: 42.90
Sogn Sparebank (OSL:SOGN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sogn Sparebank 5-Year Yield-on-Cost % Related Terms
Sogn Sparebank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Sogn Sparebank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sogn Sparebank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Sogn Sparebank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sogn Sparebank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Sogn Sparebank is calculated as
Sogn Sparebank (OSL:SOGN) has a 5-Year Yield-on-Cost % of 42.90 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sogn Sparebank and its competitors. This is 60% above median its historical median of 26.89. Over the past decade, Sogn Sparebank's 5-Year Yield-on-Cost % has ranged from 11.00 to 48.28. According to the industry distribution chart, Sogn Sparebank ranks #19 out of 1251 companies in the Banks industry, placing it in the top 1.5%.
Is Sogn Sparebank's 5-Year Yield-on-Cost % too high?
Sogn Sparebank's current 5-Year Yield-on-Cost % of 42.90 is 60% above median its 10-year median of 26.89. Over the past 10 years, this metric has ranged from a low of 11.00 to a high of 48.28. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Sogn Sparebank's value of 42.90 is 1017.2% above this industry median. Based on the distribution chart, Sogn Sparebank ranks #19 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sogn Sparebank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Sogn Sparebank ranks #19 out of 1251 companies for 5-Year Yield-on-Cost %. This places Sogn Sparebank in the top 2% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. Sogn Sparebank's value of 42.90 is 1017.2% above this benchmark. Historically, Sogn Sparebank's own 5-Year Yield-on-Cost % has ranged from 11.00 to 48.28 over the past decade. While the company's 10-year median is 26.89 vs. the industry median of 3.84, Sogn Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sogn Sparebank's current 5-Year Yield-on-Cost % of 42.90 is 1017.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sogn Sparebank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sogn Sparebank's current 5-Year Yield-on-Cost % is 42.90, which is 60% above median its own 10-year median of 26.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (OSL:SOGN) is currently considered Significantly Overvalued. The stock's GF Value™ is kr230.36, compared to a current price of kr315.95 — trading 37.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 42.90, which is 60% above median its 10-year median of 26.89 and 1017.2% above the Banks industry median of 3.84. Sogn Sparebank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sogn Sparebank (OSL:SOGN), the current 5-Year Yield-on-Cost % is 42.90 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?
Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued.
The current stock price of kr315.95 is trading 37.2% above its estimated GF Value™ of kr230.36.
GuruFocus considers Sogn Sparebank to be Significantly Overvalued.
Key valuation signals for OSL:SOGN:
5-Year Yield-on-Cost %: 42.90 (60% above median its 10-year median of 26.89)
GF Value™: kr230.36 vs. price of kr315.95 (37.2% above fair value)
Industry Position: 1017.2% above the Banks median (#19 of 1251)
No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score
Get the complete analysis for OSL:SOGN
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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