Sogn Sparebank (OSL:SOGN) GF Score: 62/100 (As of Jul. 15, 2026) — 16% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:SOGN Sogn Sparebank OSL:SOGN
62 GF Score
Price kr322.90
GF Value kr235.39
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Sogn Sparebank GF Score?

Sogn Sparebank OSL:SOGN -0.03% 62 GF Score is 62 as of Jul. 15, 2026, which is 16% below its 10-year median of 74.00. GuruFocus rates OSL:SOGN with a GF Score™ of 62/100 and a GF Value™ of kr235.39 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Sogn Sparebank has the GF Score of 62, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 6/10
3. Growth Rank : 3/10
4. GF Value Rank : 5/10
5. Momentum Rank : 9/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Sogn Sparebank might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Sogn Sparebank  (OSL:SOGN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Sogn Sparebank GF Score Related Terms

Sogn Sparebank GF Score Competitor Comparison

For the Banks - Regional subindustry, Sogn Sparebank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sogn Sparebank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Sogn Sparebank's GF Score distribution charts can be found below:

* The bar in red indicates where Sogn Sparebank's GF Score falls into.


OSL:SOGN
62GF Score
Sogn Sparebank OSL:SOGN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 62 mean?
Sogn Sparebank (OSL:SOGN) has a GF Score of 62 as of Jul. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Sogn Sparebank and its competitors. This is 16% below median its historical median of 74.00. Over the past decade, Sogn Sparebank's GF Score has ranged from 30.00 to 88.00.
Is Sogn Sparebank's GF Score too high?
Sogn Sparebank's current GF Score of 62 is 16% below median its 10-year median of 74.00. Over the past 10 years, this metric has ranged from a low of 30.00 to a high of 88.00. Overall, Sogn Sparebank has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sogn Sparebank's GF Score compare to competitors?
Sogn Sparebank's GF Score of 62 can be compared against companies in the Banks industry. Historically, Sogn Sparebank's own GF Score has ranged from 30.00 to 88.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Sogn Sparebank and its competitors. Sogn Sparebank's current GF Score is 62, which is 16% below median its own 10-year median of 74.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sogn Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Sogn Sparebank (OSL:SOGN) is currently considered Significantly Overvalued. The stock's GF Value™ is kr235.39, compared to a current price of kr322.90 — trading 37.2% above its estimated fair value. The current GF Score is 62, which is 16% below median its 10-year median of 74.00. Sogn Sparebank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Sogn Sparebank (OSL:SOGN), the current GF Score is 62 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sogn Sparebank (OSL:SOGN) Overvalued in 2026?

Based on GuruFocus' analysis, Sogn Sparebank stock appears to be overvalued. The current stock price of kr322.90 is trading 37.2% above its estimated GF Value™ of kr235.39. GuruFocus considers Sogn Sparebank to be Significantly Overvalued.

Key valuation signals for OSL:SOGN:

  • GF Score: 62 (16% below median its 10-year median of 74.00)
  • GF Value™: kr235.39 vs. price of kr322.90 (37.2% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the OSL:SOGN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sogn Sparebank Business Description

Other Exchanges Y6M:Germany
Address State Council Evensensveg 8, Ardalstangen, NOR, 6885
Sogn Sparebank operates as a local bank. It offers a range of financial services including loans, savings, advice, insurance and pensions to personal and corporate customers. The Bank also offers credit cards, debit cards, structured products, stock savings, mobile banking and online banking services.
62GF Score

Get the complete analysis for OSL:SOGN

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr322.90
Price
kr235.39
GF Value