Sunny Loan Top Co (SHSE:600830) Cyclically Adjusted PS Ratio: 5.19 (As of Jul. 28, 2026) — 104% Above Median

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SHSE:600830 Sunny Loan Top Co Ltd SHSE:600830
70 GF Score
Price ¥7.84
GF Value ¥11.89
Valuation Possible Value Trap
! 7 Warning Signs
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What is Sunny Loan Top Co Cyclically Adjusted PS Ratio?

Sunny Loan Top Co SHSE:600830 +0.38% 70 Cyclically Adjusted PS Ratio is 5.19 as of Jul. 28, 2026, which is 104% above its 10-year median of 2.55. GuruFocus rates SHSE:600830 with a GF Score™ of 70/100 and a GF Value™ of ¥11.89 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 716 Business Services companies, Sunny Loan Top Co ranks worse than 90.5% on this metric.

As of today (2026-07-28), Sunny Loan Top Co's current share price is ¥7.84. Sunny Loan Top Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ¥1.51. Sunny Loan Top Co's Cyclically Adjusted PS Ratio for today is 5.19.

The historical rank and industry rank for Sunny Loan Top Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SHSE:600830' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.28   Med: 2.55   Max: 6.92
Current: 5.07

During the past years, Sunny Loan Top Co's highest Cyclically Adjusted PS Ratio was 6.92. The lowest was 1.28. And the median was 2.55.

SHSE:600830's Cyclically Adjusted PS Ratio is ranked worse than
90.5% of 716 companies
in the Business Services industry
Industry Median: 0.91 vs SHSE:600830: 5.07

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sunny Loan Top Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ¥0.269. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ¥1.51 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sunny Loan Top Co  (SHSE:600830) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sunny Loan Top Co Cyclically Adjusted PS Ratio Related Terms


Sunny Loan Top Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sunny Loan Top Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunny Loan Top Co Cyclically Adjusted PS Ratio Chart

Sunny Loan Top Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.12 2.67 3.39 6.19 6.17

Sunny Loan Top Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.02 5.83 5.95 6.17 5.80

SHSE:600830 vs CTAS, CPRT, GPN: Cyclically Adjusted PS Ratio Comparison

For the Specialty Business Services subindustry, Sunny Loan Top Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunny Loan Top Co Cyclically Adjusted PS Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Sunny Loan Top Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sunny Loan Top Co's Cyclically Adjusted PS Ratio falls into.


SHSE:600830
70GF Score
Sunny Loan Top Co Ltd SHSE:600830
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sunny Loan Top Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sunny Loan Top Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=7.84/1.51
=5.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunny Loan Top Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sunny Loan Top Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.269/116.3033*116.3033
=0.269

Current CPI (Mar. 2026) = 116.3033.

Sunny Loan Top Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.059 101.400 1.215
201609 1.778 102.400 2.019
201612 1.137 102.600 1.289
201703 0.667 103.200 0.752
201706 0.603 103.100 0.680
201709 0.464 104.100 0.518
201712 0.713 104.500 0.794
201803 0.553 105.300 0.611
201806 0.599 104.900 0.664
201809 0.491 106.600 0.536
201812 0.384 106.500 0.419
201903 0.297 107.700 0.321
201906 0.288 107.700 0.311
201909 0.181 109.800 0.192
201912 0.262 111.200 0.274
202003 0.099 112.300 0.103
202006 0.084 110.400 0.088
202009 0.106 111.700 0.110
202012 0.146 111.500 0.152
202103 0.132 112.662 0.136
202106 0.151 111.769 0.157
202109 0.142 112.215 0.147
202112 0.230 113.108 0.236
202203 0.161 114.335 0.164
202206 0.115 114.558 0.117
202209 0.150 115.339 0.151
202212 0.147 115.116 0.149
202303 0.180 115.116 0.182
202306 0.105 114.558 0.107
202309 0.144 115.339 0.145
202312 0.153 114.781 0.155
202403 0.207 115.227 0.209
202406 0.217 114.781 0.220
202409 0.231 115.785 0.232
202412 0.243 114.893 0.246
202503 0.264 115.116 0.267
202506 0.260 114.907 0.263
202509 0.244 115.471 0.246
202512 0.270 115.832 0.271
202603 0.269 116.303 0.269

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.19 mean?
Sunny Loan Top Co (SHSE:600830) has a Cyclically Adjusted PS Ratio of 5.19 as of Jul. 28, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sunny Loan Top Co and its competitors. This is 104% above median its historical median of 2.55. Over the past decade, Sunny Loan Top Co's Cyclically Adjusted PS Ratio has ranged from 1.28 to 6.92. According to the industry distribution chart, Sunny Loan Top Co ranks #648 out of 716 companies in the Business Services industry, placing it in the top 90.5%.
Is Sunny Loan Top Co's Cyclically Adjusted PS Ratio too high?
Sunny Loan Top Co's current Cyclically Adjusted PS Ratio of 5.19 is 104% above median its 10-year median of 2.55. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 6.92. The Business Services industry median Cyclically Adjusted PS Ratio is 0.91. Sunny Loan Top Co's value of 5.19 is 470.3% above this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #648 out of 716 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Cyclically Adjusted PS Ratio compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #648 out of 716 companies for Cyclically Adjusted PS Ratio. This places Sunny Loan Top Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 0.91. Sunny Loan Top Co's value of 5.19 is 470.3% above this benchmark. Historically, Sunny Loan Top Co's own Cyclically Adjusted PS Ratio has ranged from 1.28 to 6.92 over the past decade. While the company's 10-year median is 2.55 vs. the industry median of 0.91, Sunny Loan Top Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Business Services company?
The median Cyclically Adjusted PS Ratio among Business Services companies is 0.91, based on 716 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Cyclically Adjusted PS Ratio of 5.19 is 470.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Cyclically Adjusted PS Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Cyclically Adjusted PS Ratio is 5.19, which is 104% above median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.89, compared to a current price of ¥7.84 — trading 34.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.19, which is 104% above median its 10-year median of 2.55 and 470.3% above the Business Services industry median of 0.91. Sunny Loan Top Co's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Cyclically Adjusted PS Ratio is 5.19 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?

Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued. The current stock price of ¥7.84 is trading 34.1% below its estimated GF Value™ of ¥11.89. GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.

Key valuation signals for SHSE:600830:

  • Cyclically Adjusted PS Ratio: 5.19 (104% above median its 10-year median of 2.55)
  • GF Value™: ¥11.89 vs. price of ¥7.84 (34.1% below fair value)
  • GF Score™: 70/100 with 7 warning signs
  • Industry Position: 470.3% above the Business Services median (#648 of 716)

No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunny Loan Top Co Business Description

Address No. 48 Lane 130, Kaiming Street, Ningbo, Zhejiang, CHN, 315000
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
70GF Score

Get the complete analysis for SHSE:600830

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.84
Price
¥11.89
GF Value