Sunny Loan Top CoSHSE:600830 +1.88%68 Gross Margin % is 63.24% as of Mar. 2026, which is 4% below its 10-year median of 66.06. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.75 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,007 Business Services companies, Sunny Loan Top Co ranks better than 80.14% on this metric.
Sunny Loan Top Co Ltd gross margin has been in long-term decline. The average rate of decline per year is -6.5%.
The historical rank and industry rank for Sunny Loan Top Co's Gross Margin % or its related term are showing as below:
SHSE:600830'
s Gross Margin % Range Over the Past 10 Years
Min: 14.89 Med: 66.06 Max: 89.04
Current: 65.13
During the past 13 years, the highestGross Margin % of Sunny Loan Top Co was 89.04%. The lowest was 14.89%. And the median was 66.06%.
SHSE:600830's Gross Margin % is ranked better than 80.14% of 1007
companies
in the Business Services industry
Industry Median: 34.5
vs SHSE:600830: 65.13
Sunny Loan Top Co had a gross margin of 63.24% for the quarter that ended in Mar. 2026 => Durable competitive advantage
The 5-Year average Growth Rate of Gross Margin for Sunny Loan Top Co was -6.50% per year.
Sunny Loan Top Co (SHSE:600830) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Sunny Loan Top Co had a gross margin of 63.24% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Sunny Loan Top Co Gross Margin % Related Terms
Sunny Loan Top Co Gross Margin % Historical Data
* Premium members only.
The historical data trend for Sunny Loan Top Co's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:600830 vs CTAS, CPRT, ULS: Gross Margin % Comparison
For the Specialty Business Services subindustry, Sunny Loan Top Co's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunny Loan Top Co Gross Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Sunny Loan Top Co's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Sunny Loan Top Co's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Sunny Loan Top Co (SHSE:600830) has a Gross Margin % of 63.24% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Sunny Loan Top Co and its competitors. This is near median its historical median of 66.06. Over the past decade, Sunny Loan Top Co's Gross Margin % has ranged from 14.89 to 89.04. According to the industry distribution chart, Sunny Loan Top Co ranks #200 out of 1007 companies in the Business Services industry, placing it in the top 19.9%.
Is Sunny Loan Top Co's Gross Margin % too high?
Sunny Loan Top Co's current Gross Margin % of 63.24% is near median its 10-year median of 66.06. Over the past 10 years, this metric has ranged from a low of 14.89 to a high of 89.04. The Business Services industry median Gross Margin % is 34.50. Sunny Loan Top Co's value of 63.24% is 83.3% above this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #200 out of 1007 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Gross Margin % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #200 out of 1007 companies for Gross Margin %. This places Sunny Loan Top Co in the top 20% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 34.50. Sunny Loan Top Co's value of 63.24% is 83.3% above this benchmark. Historically, Sunny Loan Top Co's own Gross Margin % has ranged from 14.89 to 89.04 over the past decade. While the company's 10-year median is 66.06 vs. the industry median of 34.50, Sunny Loan Top Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Business Services company?
The median Gross Margin % among Business Services companies is 34.50, based on 1,007 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Gross Margin % of 63.24% is 83.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Gross Margin % is 34.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Gross Margin % is 63.24%, which is near median its own 10-year median of 66.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.75, compared to a current price of ¥8.12 — trading 30.9% below its estimated fair value. The current Gross Margin % is 63.24%, which is near median its 10-year median of 66.06 and 83.3% above the Business Services industry median of 34.50. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Gross Margin % is 63.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?
Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued.
The current stock price of ¥8.12 is trading 30.9% below its estimated GF Value™ of ¥11.75.
GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.
Key valuation signals for SHSE:600830:
Gross Margin %: 63.24% (near median its 10-year median of 66.06)
GF Value™: ¥11.75 vs. price of ¥8.12 (30.9% below fair value)
Industry Position: 83.3% above the Business Services median (#200 of 1007)
No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score
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