Sunny Loan Top CoSHSE:600830 -2.11%68 Net Margin % is 20.82% as of Mar. 2026, which is 228% above its 10-year median of 6.35. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.72 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,074 Business Services companies, Sunny Loan Top Co ranks better than 88.36% on this metric.
The historical rank and industry rank for Sunny Loan Top Co's Net Margin % or its related term are showing as below:
SHSE:600830'
s Net Margin % Range Over the Past 10 Years
Min: -12.15 Med: 6.35 Max: 17.43
Current: 17.43
SHSE:600830's Net Margin % is ranked better than 88.36% of 1074
companies
in the Business Services industry
Industry Median: 3.83
vs SHSE:600830: 17.43
Sunny Loan Top Co (SHSE:600830) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sunny Loan Top Co Net Margin % Related Terms
Sunny Loan Top Co Net Margin % Historical Data
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The historical data trend for Sunny Loan Top Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:600830 vs CTAS, CPRT, GPN: Net Margin % Comparison
For the Specialty Business Services subindustry, Sunny Loan Top Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunny Loan Top Co Net Margin % vs Business Services Industry
For the Business Services industry and Industrials sector, Sunny Loan Top Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sunny Loan Top Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunny Loan Top Co (SHSE:600830) has a Net Margin % of 20.82% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sunny Loan Top Co and its competitors. This is 228% above median its historical median of 6.35. According to the industry distribution chart, Sunny Loan Top Co ranks #125 out of 1074 companies in the Business Services industry, placing it in the top 11.6%.
Is Sunny Loan Top Co's Net Margin % too high?
Sunny Loan Top Co's current Net Margin % of 20.82% is 228% above median its 10-year median of 6.35. The Business Services industry median Net Margin % is 3.83. Sunny Loan Top Co's value of 20.82% is 443.6% above this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #125 out of 1074 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Net Margin % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #125 out of 1074 companies for Net Margin %. This places Sunny Loan Top Co in the top 12% of its industry — outperforming the majority of peers. The industry median Net Margin % is 3.83. Sunny Loan Top Co's value of 20.82% is 443.6% above this benchmark. While the company's 10-year median is 6.35 vs. the industry median of 3.83, Sunny Loan Top Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Business Services company?
The median Net Margin % among Business Services companies is 3.83, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Net Margin % of 20.82% is 443.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Net Margin % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Net Margin % is 20.82%, which is 228% above median its own 10-year median of 6.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.72, compared to a current price of ¥7.89 — trading 32.7% below its estimated fair value. The current Net Margin % is 20.82%, which is 228% above median its 10-year median of 6.35 and 443.6% above the Business Services industry median of 3.83. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Net Margin % is 20.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?
Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued.
The current stock price of ¥7.89 is trading 32.7% below its estimated GF Value™ of ¥11.72.
GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.
Key valuation signals for SHSE:600830:
Net Margin %: 20.82% (228% above median its 10-year median of 6.35)
GF Value™: ¥11.72 vs. price of ¥7.89 (32.7% below fair value)
Industry Position: 443.6% above the Business Services median (#125 of 1074)
No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score
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