Sunny Loan Top CoSHSE:600830 +1.61%68 Days Payable is 6.92 as of Mar. 2026, which is 89% below its 10-year median of 60.35. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.76 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 943 Business Services companies, Sunny Loan Top Co ranks worse than 90.24% on this metric.
The historical rank and industry rank for Sunny Loan Top Co's Days Payable or its related term are showing as below:
SHSE:600830'
s Days Payable Range Over the Past 10 Years
Min: 5.25 Med: 60.35 Max: 128.22
Current: 7.41
During the past 13 years, Sunny Loan Top Co's highest Days Payable was 128.22. The lowest was 5.25. And the median was 60.35.
SHSE:600830's Days Payable is ranked worse than 90.24% of 943
companies
in the Business Services industry
Industry Median: 46.92
vs SHSE:600830: 7.41
Sunny Loan Top Co's Days Payable
increased
from Mar. 2025 (2.10) to Mar. 2026 (6.92).
It may suggest that Sunny Loan Top Codelayed paying its suppliers.
Sunny Loan Top Co Days Payable Related Terms
Sunny Loan Top Co Days Payable Historical Data
* Premium members only.
The historical data trend for Sunny Loan Top Co's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SHSE:600830 vs CTAS, CPRT, ULS: Days Payable Comparison
For the Specialty Business Services subindustry, Sunny Loan Top Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunny Loan Top Co Days Payable vs Business Services Industry
For the Business Services industry and Industrials sector, Sunny Loan Top Co's Days Payable distribution charts can be found below:
* The bar in red indicates where Sunny Loan Top Co's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sunny Loan Top Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunny Loan Top Co (SHSE:600830) has a Days Payable of 6.92 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sunny Loan Top Co and its competitors. This is 89% below median its historical median of 60.35. Over the past decade, Sunny Loan Top Co's Days Payable has ranged from 5.25 to 128.22. According to the industry distribution chart, Sunny Loan Top Co ranks #851 out of 943 companies in the Business Services industry, placing it in the top 90.2%.
Is Sunny Loan Top Co's Days Payable too high?
Sunny Loan Top Co's current Days Payable of 6.92 is 89% below median its 10-year median of 60.35. Over the past 10 years, this metric has ranged from a low of 5.25 to a high of 128.22. The Business Services industry median Days Payable is 46.92. Sunny Loan Top Co's value of 6.92 is 85.3% below this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #851 out of 943 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Days Payable compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #851 out of 943 companies for Days Payable. This places Sunny Loan Top Co in the lower half of its industry. The industry median Days Payable is 46.92. Sunny Loan Top Co's value of 6.92 is 85.3% below this benchmark. Historically, Sunny Loan Top Co's own Days Payable has ranged from 5.25 to 128.22 over the past decade. While the company's 10-year median is 60.35 vs. the industry median of 46.92, Sunny Loan Top Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Business Services company?
The median Days Payable among Business Services companies is 46.92, based on 943 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Days Payable of 6.92 is 85.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Days Payable is 46.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Days Payable is 6.92, which is 89% below median its own 10-year median of 60.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.76, compared to a current price of ¥8.18 — trading 30.4% below its estimated fair value. The current Days Payable is 6.92, which is 89% below median its 10-year median of 60.35 and 85.3% below the Business Services industry median of 46.92. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Days Payable is 6.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?
Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued.
The current stock price of ¥8.18 is trading 30.4% below its estimated GF Value™ of ¥11.76.
GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.
Key valuation signals for SHSE:600830:
Days Payable: 6.92 (89% below median its 10-year median of 60.35)
GF Value™: ¥11.76 vs. price of ¥8.18 (30.4% below fair value)
Industry Position: 85.3% below the Business Services median (#851 of 943)
No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score
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