Sunny Loan Top Co (SHSE:600830) Pretax Margin %: 40.52% (As of Mar. 2026) — 149% Above Median


SHSE:600830 Sunny Loan Top Co Ltd SHSE:600830
68 GF Score
Price ¥8.05
GF Value ¥11.76
Valuation Possible Value Trap
! 7 Warning Signs
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What is Sunny Loan Top Co Pretax Margin %?

Sunny Loan Top Co SHSE:600830 -0.86% 68 Pretax Margin % is 40.52% as of Mar. 2026, which is 149% above its 10-year median of 16.29. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.76 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,074 Business Services companies, Sunny Loan Top Co ranks better than 94.88% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Sunny Loan Top Co's Pre-Tax Income for the three months ended in Mar. 2026 was ¥49.2 Mil. Sunny Loan Top Co's Revenue for the three months ended in Mar. 2026 was ¥121.3 Mil. Therefore, Sunny Loan Top Co's pretax margin for the quarter that ended in Mar. 2026 was 40.52%.

The historical rank and industry rank for Sunny Loan Top Co's Pretax Margin % or its related term are showing as below:

SHSE:600830' s Pretax Margin % Range Over the Past 10 Years
Min: 1.74   Med: 16.29   Max: 35.73
Current: 35.73


SHSE:600830's Pretax Margin % is ranked better than
94.88% of 1074 companies
in the Business Services industry
Industry Median: 5.325 vs SHSE:600830: 35.73

Sunny Loan Top Co  (SHSE:600830) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Sunny Loan Top Co Pretax Margin % Related Terms


Sunny Loan Top Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Sunny Loan Top Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunny Loan Top Co Pretax Margin % Chart

Sunny Loan Top Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.38 16.23 24.80 26.80 34.50

Sunny Loan Top Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.75 34.64 47.32 21.43 40.52

SHSE:600830 vs CTAS, CPRT, ULS: Pretax Margin % Comparison

For the Specialty Business Services subindustry, Sunny Loan Top Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunny Loan Top Co Pretax Margin % vs Business Services Industry

For the Business Services industry and Industrials sector, Sunny Loan Top Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Sunny Loan Top Co's Pretax Margin % falls into.


SHSE:600830
68GF Score
Sunny Loan Top Co Ltd SHSE:600830
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sunny Loan Top Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Sunny Loan Top Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=162.556/471.216
=34.50 %

Sunny Loan Top Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=49.159/121.335
=40.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 40.52% mean?
Sunny Loan Top Co (SHSE:600830) has a Pretax Margin % of 40.52% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sunny Loan Top Co and its competitors. This is 149% above median its historical median of 16.29. Over the past decade, Sunny Loan Top Co's Pretax Margin % has ranged from 1.74 to 35.73. According to the industry distribution chart, Sunny Loan Top Co ranks #55 out of 1074 companies in the Business Services industry, placing it in the top 5.1%.
Is Sunny Loan Top Co's Pretax Margin % too high?
Sunny Loan Top Co's current Pretax Margin % of 40.52% is 149% above median its 10-year median of 16.29. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 35.73. The Business Services industry median Pretax Margin % is 5.33. Sunny Loan Top Co's value of 40.52% is 660.9% above this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #55 out of 1074 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Pretax Margin % compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #55 out of 1074 companies for Pretax Margin %. This places Sunny Loan Top Co in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 5.33. Sunny Loan Top Co's value of 40.52% is 660.9% above this benchmark. Historically, Sunny Loan Top Co's own Pretax Margin % has ranged from 1.74 to 35.73 over the past decade. While the company's 10-year median is 16.29 vs. the industry median of 5.33, Sunny Loan Top Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Business Services company?
The median Pretax Margin % among Business Services companies is 5.33, based on 1,074 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Pretax Margin % of 40.52% is 660.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Pretax Margin % is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Pretax Margin % is 40.52%, which is 149% above median its own 10-year median of 16.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.76, compared to a current price of ¥8.05 — trading 31.5% below its estimated fair value. The current Pretax Margin % is 40.52%, which is 149% above median its 10-year median of 16.29 and 660.9% above the Business Services industry median of 5.33. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Pretax Margin % is 40.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?

Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued. The current stock price of ¥8.05 is trading 31.5% below its estimated GF Value™ of ¥11.76. GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.

Key valuation signals for SHSE:600830:

  • Pretax Margin %: 40.52% (149% above median its 10-year median of 16.29)
  • GF Value™: ¥11.76 vs. price of ¥8.05 (31.5% below fair value)
  • GF Score™: 68/100 with 7 warning signs
  • Industry Position: 660.9% above the Business Services median (#55 of 1074)

No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunny Loan Top Co Business Description

Address No. 48 Lane 130, Kaiming Street, Ningbo, Zhejiang, CHN, 315000
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥8.05
Price
¥11.76
GF Value