Sunny Loan Top CoSHSE:600830 +2.05%68 Interest Coverage is 214.60 as of Mar. 2026, which is 228% above its 10-year median of 65.50. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.72 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 812 Business Services companies, Sunny Loan Top Co ranks better than 78.82% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Sunny Loan Top Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥52.1 Mil. Sunny Loan Top Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-0.2 Mil.
Sunny Loan Top Co's interest coverage for the quarter that ended in Mar. 2026 was 214.60.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Sunny Loan Top Co's Interest Coverage or its related term are showing as below:
SHSE:600830'
s Interest Coverage Range Over the Past 10 Years
Min: 3.47 Med: 65.5 Max: 268
Current: 107.56
SHSE:600830's Interest Coverage is ranked better than 78.82% of 812
companies
in the Business Services industry
Industry Median: 12.98
vs SHSE:600830: 107.56
Sunny Loan Top Co (SHSE:600830) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Sunny Loan Top Co Interest Coverage Related Terms
Sunny Loan Top Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Sunny Loan Top Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SHSE:600830 vs CTAS, CPRT, ULS: Interest Coverage Comparison
For the Specialty Business Services subindustry, Sunny Loan Top Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunny Loan Top Co Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Sunny Loan Top Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Sunny Loan Top Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunny Loan Top Co (SHSE:600830) has a Interest Coverage of 214.60 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sunny Loan Top Co and its competitors. This is 228% above median its historical median of 65.50. Over the past decade, Sunny Loan Top Co's Interest Coverage has ranged from 3.47 to 268.00. According to the industry distribution chart, Sunny Loan Top Co ranks #172 out of 812 companies in the Business Services industry, placing it in the top 21.2%.
Is Sunny Loan Top Co's Interest Coverage too high?
Sunny Loan Top Co's current Interest Coverage of 214.60 is 228% above median its 10-year median of 65.50. Over the past 10 years, this metric has ranged from a low of 3.47 to a high of 268.00. The Business Services industry median Interest Coverage is 12.98. Sunny Loan Top Co's value of 214.60 is 1553.3% above this industry median. Based on the distribution chart, Sunny Loan Top Co ranks #172 out of 812 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Sunny Loan Top Co ranks #172 out of 812 companies for Interest Coverage. This places Sunny Loan Top Co in the top 21% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 12.98. Sunny Loan Top Co's value of 214.60 is 1553.3% above this benchmark. Historically, Sunny Loan Top Co's own Interest Coverage has ranged from 3.47 to 268.00 over the past decade. While the company's 10-year median is 65.50 vs. the industry median of 12.98, Sunny Loan Top Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunny Loan Top Co's current Interest Coverage of 214.60 is 1553.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Sunny Loan Top Co and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunny Loan Top Co's current Interest Coverage is 214.60, which is 228% above median its own 10-year median of 65.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.72, compared to a current price of ¥7.97 — trading 32% below its estimated fair value. The current Interest Coverage is 214.60, which is 228% above median its 10-year median of 65.50 and 1553.3% above the Business Services industry median of 12.98. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Interest Coverage is 214.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?
Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued.
The current stock price of ¥7.97 is trading 32% below its estimated GF Value™ of ¥11.72.
GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.
Key valuation signals for SHSE:600830:
Interest Coverage: 214.60 (228% above median its 10-year median of 65.50)
GF Value™: ¥11.72 vs. price of ¥7.97 (32% below fair value)
Industry Position: 1553.3% above the Business Services median (#172 of 812)
No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score
Get the complete analysis for SHSE:600830
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SHSE:600830 has been successfully added to your 
