Sunny Loan Top Co (SHSE:600830) Cyclically Adjusted Book per Share: ¥4.87 (As of Mar. 2026)


SHSE:600830 Sunny Loan Top Co Ltd SHSE:600830
68 GF Score
Price ¥7.98
GF Value ¥11.78
Valuation Possible Value Trap
! 7 Warning Signs
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What is Sunny Loan Top Co Cyclically Adjusted Book per Share?

Sunny Loan Top Co SHSE:600830 -1.97% 68 Cyclically Adjusted Book per Share is ¥4.87 as of Mar. 2026. GuruFocus rates SHSE:600830 with a GF Score™ of 68/100 and a GF Value™ of ¥11.78 (Possible Value Trap). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sunny Loan Top Co's adjusted book value per share for the three months ended in Mar. 2026 was ¥4.986. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ¥4.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sunny Loan Top Co's average Cyclically Adjusted Book Growth Rate was 0.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 0.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.10% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 3.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sunny Loan Top Co was 16.70% per year. The lowest was 0.30% per year. And the median was 8.60% per year.

As of today (2026-07-07), Sunny Loan Top Co's current stock price is ¥7.98. Sunny Loan Top Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ¥4.87. Sunny Loan Top Co's Cyclically Adjusted PB Ratio of today is 1.64.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sunny Loan Top Co was 3.46. The lowest was 0.95. And the median was 1.42.


Sunny Loan Top Co  (SHSE:600830) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sunny Loan Top Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=7.98/4.87
=1.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sunny Loan Top Co was 3.46. The lowest was 0.95. And the median was 1.42.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sunny Loan Top Co Cyclically Adjusted Book per Share Related Terms


Sunny Loan Top Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sunny Loan Top Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunny Loan Top Co Cyclically Adjusted Book per Share Chart

Sunny Loan Top Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.71 4.82 4.82 4.83 4.86

Sunny Loan Top Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.83 4.82 4.84 4.86 4.87

SHSE:600830 vs CTAS, CPRT, ULS: Cyclically Adjusted Book per Share Comparison

For the Specialty Business Services subindustry, Sunny Loan Top Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunny Loan Top Co Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Sunny Loan Top Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sunny Loan Top Co's Cyclically Adjusted PB Ratio falls into.


SHSE:600830
68GF Score
Sunny Loan Top Co Ltd SHSE:600830
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sunny Loan Top Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sunny Loan Top Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.986/116.3033*116.3033
=4.986

Current CPI (Mar. 2026) = 116.3033.

Sunny Loan Top Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 4.318 101.400 4.953
201609 4.376 102.400 4.970
201612 4.316 102.600 4.892
201703 4.472 103.200 5.040
201706 4.503 103.100 5.080
201709 4.553 104.100 5.087
201712 4.495 104.500 5.003
201803 4.659 105.300 5.146
201806 4.633 104.900 5.137
201809 4.683 106.600 5.109
201812 4.592 106.500 5.015
201903 4.583 107.700 4.949
201906 4.539 107.700 4.902
201909 4.580 109.800 4.851
201912 4.651 111.200 4.864
202003 4.663 112.300 4.829
202006 4.602 110.400 4.848
202009 4.644 111.700 4.835
202012 4.579 111.500 4.776
202103 4.622 112.662 4.771
202106 4.615 111.769 4.802
202109 4.660 112.215 4.830
202112 4.620 113.108 4.751
202203 4.646 114.335 4.726
202206 4.635 114.558 4.706
202209 4.652 115.339 4.691
202212 4.629 115.116 4.677
202303 4.672 115.116 4.720
202306 4.657 114.558 4.728
202309 4.671 115.339 4.710
202312 4.667 114.781 4.729
202403 4.714 115.227 4.758
202406 4.746 114.781 4.809
202409 4.778 115.785 4.799
202412 4.769 114.893 4.828
202503 4.820 115.116 4.870
202506 4.861 114.907 4.920
202509 4.912 115.471 4.947
202512 4.931 115.832 4.951
202603 4.986 116.303 4.986

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ¥4.87 mean?
Sunny Loan Top Co (SHSE:600830) has a Cyclically Adjusted Book per Share of ¥4.87 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sunny Loan Top Co and its competitors.
Is Sunny Loan Top Co's Cyclically Adjusted Book per Share too high?
Sunny Loan Top Co's current Cyclically Adjusted Book per Share is ¥4.87. Overall, Sunny Loan Top Co has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunny Loan Top Co's Cyclically Adjusted Book per Share compare to CTAS and CPRT?
Sunny Loan Top Co's Cyclically Adjusted Book per Share of ¥4.87 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Business Services company?
A good Cyclically Adjusted Book per Share depends on the Business Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sunny Loan Top Co and its competitors. Sunny Loan Top Co's current Cyclically Adjusted Book per Share is ¥4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunny Loan Top Co stock overvalued right now?
Based on GuruFocus' analysis, Sunny Loan Top Co (SHSE:600830) is currently considered Possible Value Trap. The stock's GF Value™ is ¥11.78, compared to a current price of ¥7.98 — trading 32.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is ¥4.87. Sunny Loan Top Co's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sunny Loan Top Co (SHSE:600830), the current Cyclically Adjusted Book per Share is ¥4.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?

Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued. The current stock price of ¥7.98 is trading 32.3% below its estimated GF Value™ of ¥11.78. GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.

Key valuation signals for SHSE:600830:

  • Cyclically Adjusted Book per Share: ¥4.87
  • GF Value™: ¥11.78 vs. price of ¥7.98 (32.3% below fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunny Loan Top Co Business Description

Address No. 48 Lane 130, Kaiming Street, Ningbo, Zhejiang, CHN, 315000
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score

Get the complete analysis for SHSE:600830

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥7.98
Price
¥11.78
GF Value