SSBP (SSB Bancorp) Cyclically Adjusted PS Ratio: (As of Jul. 06, 2026)


SSBP SSB Bancorp Inc SSBP
71 GF Score
Price $16.10
GF Value $14.13
Valuation Modestly Overvalued
! 3 Warning Signs
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What is SSB Bancorp Cyclically Adjusted PS Ratio?

SSB Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

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SSB Bancorp  (OTCPK:SSBP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


SSB Bancorp Cyclically Adjusted PS Ratio Related Terms


SSB Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for SSB Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSB Bancorp Cyclically Adjusted PS Ratio Chart

SSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

SSB Bancorp Quarterly Data
Mar20 Jun20 Sep20 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SSBP vs OTTW, EFSG, GBNY: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, SSB Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSB Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SSB Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SSB Bancorp's Cyclically Adjusted PS Ratio falls into.


SSBP
71GF Score
SSB Bancorp Inc SSBP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SSB Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

SSB Bancorp does not have a history long enough to calculate Cyclically Adjusted Revenue per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PS Ratio for this company.

Is SSB Bancorp (SSBP) Overvalued in 2026?

Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued. The current stock price of $16.10 is trading 13.9% above its estimated GF Value™ of $14.13. GuruFocus considers SSB Bancorp to be Modestly Overvalued.

Key valuation signals for SSBP:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $14.13 vs. price of $16.10 (13.9% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSB Bancorp Business Description

Address 8700 Perry Highway, Pittsburgh, PA, USA, 15237
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score

Get the complete analysis for SSBP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.10
Price
$14.13
GF Value