SSBP (SSB Bancorp) Pre-Tax Income: $5.06 Mil (TTM As of Jun. 2026)

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SSBP SSB Bancorp Inc SSBP
65 GF Score
Price $22.51
GF Value $15.47
Valuation Significantly Overvalued
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What is SSB Bancorp Pre-Tax Income?

SSB Bancorp SSBP -9.78% 65 Pre-Tax Income is $5.06 Mil as of Jun. 2026. GuruFocus rates SSBP with a GF Score™ of 65/100 and a GF Value™ of $15.47 (Significantly Overvalued).

Pretax income is the income that a company earns before paying income taxes. SSB Bancorp's pretax income for the three months ended in Jun. 2026 was $1.88 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $5.06 Mil. SSB Bancorp's pretax margin was 36.80%.

During the past 8 years, SSB Bancorp's highest Pretax Margin was 29.00%. The lowest was 9.70%. And the median was 21.00%.


SSB Bancorp  (OTCPK:SSBP) Pre-Tax Income Explanation

SSB Bancorp's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1.881/5.112
=36.80%

During the past 8 years, SSB Bancorp's highest Pretax Margin was 29.00%. The lowest was 9.70%. And the median was 21.00%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SSB Bancorp Pre-Tax Income Related Terms


SSB Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for SSB Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSB Bancorp Pre-Tax Income Chart

SSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial 0.55 1.74 2.47 2.48 3.17

SSB Bancorp Quarterly Data
Jun20 Sep20 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.85 1.10 1.23 1.88

SSBP vs ESBS, SCYT, HCBC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, SSB Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSB Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, SSB Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where SSB Bancorp's Pre-Tax Income falls into.


SSBP
65GF Score
SSB Bancorp Inc SSBP
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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SSB Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

SSB Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+3.166
=3.17

SSB Bancorp's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+1.881
=1.88

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.06 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $5.06 Mil mean?
SSB Bancorp (SSBP) has a Pre-Tax Income of $5.06 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SSB Bancorp and its competitors.
Is SSB Bancorp's Pre-Tax Income too high?
SSB Bancorp's current Pre-Tax Income is $5.06 Mil. Overall, SSB Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's Pre-Tax Income compare to ESBS and SCYT?
SSB Bancorp's Pre-Tax Income of $5.06 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on SSB Bancorp and its competitors. SSB Bancorp's current Pre-Tax Income is $5.06 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.47, compared to a current price of $22.51 — trading 45.5% above its estimated fair value. The current Pre-Tax Income is $5.06 Mil. SSB Bancorp's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current Pre-Tax Income is $5.06 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSB Bancorp (SSBP) Overvalued in 2026?

Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued. The current stock price of $22.51 is trading 45.5% above its estimated GF Value™ of $15.47. GuruFocus considers SSB Bancorp to be Significantly Overvalued.

Key valuation signals for SSBP:

  • Pre-Tax Income: $5.06 Mil
  • GF Value™: $15.47 vs. price of $22.51 (45.5% above fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSB Bancorp Business Description

Address 8700 Perry Highway, Pittsburgh, PA, USA, 15237
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
65GF Score

Get the complete analysis for SSBP

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.51
Price
$15.47
GF Value