SSBP (SSB Bancorp) Interest Expense: $-8.10 Mil (TTM As of Mar. 2026)


SSBP SSB Bancorp Inc SSBP
71 GF Score
Price $16.10
GF Value $14.06
Valuation Modestly Overvalued
! 3 Warning Signs
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What is SSB Bancorp Interest Expense?

SSB Bancorp SSBP +0.28% 71 Interest Expense is $-8.10 Mil as of Mar. 2026. GuruFocus rates SSBP with a GF Score™ of 71/100 and a GF Value™ of $14.06 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. SSB Bancorp's interest expense for the three months ended in Mar. 2026 was $ -1.89 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-8.10 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. SSB Bancorp's Operating Income for the three months ended in Mar. 2026 was $ Mil. SSB Bancorp's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

SSB Bancorp Interest Expense Historical Data

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The historical data trend for SSB Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSB Bancorp Interest Expense Chart

SSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -3.80 -2.82 -6.18 -8.07 -8.28

SSB Bancorp Quarterly Data
Mar20 Jun20 Sep20 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.08 -2.14 -2.09 -1.97 -1.89
SSBP
71GF Score
SSB Bancorp Inc SSBP
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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SSB Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-8.10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-8.10 Mil mean?
SSB Bancorp (SSBP) has a Interest Expense of $-8.10 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on SSB Bancorp and its competitors.
Is SSB Bancorp's Interest Expense too high?
SSB Bancorp's current Interest Expense is $-8.10 Mil. Overall, SSB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's Interest Expense compare to OTTW and PCLB?
SSB Bancorp's Interest Expense of $-8.10 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on SSB Bancorp and its competitors. SSB Bancorp's current Interest Expense is $-8.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.06, compared to a current price of $16.10 — trading 14.5% above its estimated fair value. The current Interest Expense is $-8.10 Mil. SSB Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current Interest Expense is $-8.10 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSB Bancorp (SSBP) Overvalued in 2026?

Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued. The current stock price of $16.10 is trading 14.5% above its estimated GF Value™ of $14.06. GuruFocus considers SSB Bancorp to be Modestly Overvalued.

Key valuation signals for SSBP:

  • Interest Expense: $-8.10 Mil
  • GF Value™: $14.06 vs. price of $16.10 (14.5% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SSB Bancorp Business Description

Address 8700 Perry Highway, Pittsburgh, PA, USA, 15237
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.10
Price
$14.06
GF Value