SSB BancorpSSBP +0.28%71 PS Ratio is 2.21 as of Jun. 28, 2026, which is 17% below its 10-year median of 2.65. GuruFocus rates SSBP with a GF Score™ of 71/100 and a GF Value™ of $14.06 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,519 Banks companies, SSB Bancorp ranks better than 69.52% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SSB Bancorp's share price is $16.10.
SSB Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.30. Hence, SSB Bancorp's PS Ratio for today is 2.21.
Warning Sign:
SSB Bancorp Inc stock PS Ratio (=2.21) is close to 3-year high of 2.21.
The historical rank and industry rank for SSB Bancorp's PS Ratio or its related term are showing as below:
SSBP'
s PS Ratio Range Over the Past 10 Years
Min: 1.39 Med: 2.65 Max: 9.59
Current: 2.21
During the past 8 years, SSB Bancorp's highest PS Ratio was 9.59. The lowest was 1.39. And the median was 2.65.
SSBP's PS Ratio is ranked better than 69.52% of 1519
companies
in the Banks industry
Industry Median: 2.98
vs SSBP: 2.21
During the past 12 months, the average Revenue per Share Growth Rate of SSB Bancorp was 26.30% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 20.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 27.90% per year.
During the past 8 years, SSB Bancorp's highest 3-Year average Revenue per Share Growth Rate was 32.90% per year. The lowest was 14.20% per year. And the median was 26.00% per year.
Back to Basics: PS Ratio
SSB Bancorp (OTCPK:SSBP) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
SSB Bancorp PS Ratio Related Terms
SSB Bancorp PS Ratio Historical Data
* Premium members only.
The historical data trend for SSB Bancorp's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SSB Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSB Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SSB Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where SSB Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
SSB Bancorp's Share Price of today is $16.10. SSB Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
SSB Bancorp (SSBP) has a PS Ratio of 2.21 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SSB Bancorp and its competitors. This is 17% below median its historical median of 2.65. Over the past decade, SSB Bancorp's PS Ratio has ranged from 1.39 to 9.59. According to the industry distribution chart, SSB Bancorp ranks #463 out of 1519 companies in the Banks industry, placing it in the top 30.5%.
Is SSB Bancorp's PS Ratio too high?
SSB Bancorp's current PS Ratio of 2.21 is 17% below median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 9.59. The Banks industry median PS Ratio is 2.98. SSB Bancorp's value of 2.21 is 25.8% below this industry median. Based on the distribution chart, SSB Bancorp ranks #463 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, SSB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's PS Ratio compare to OTTW and EFSG?
According to the Banks industry distribution chart, SSB Bancorp ranks #463 out of 1519 companies for PS Ratio. This puts SSB Bancorp in the upper half of its industry. The industry median PS Ratio is 2.98. SSB Bancorp's value of 2.21 is 25.8% below this benchmark. Historically, SSB Bancorp's own PS Ratio has ranged from 1.39 to 9.59 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 2.98, SSB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SSB Bancorp's current PS Ratio of 2.21 is 25.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SSB Bancorp and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSB Bancorp's current PS Ratio is 2.21, which is 17% below median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.06, compared to a current price of $16.10 — trading 14.5% above its estimated fair value. The current PS Ratio is 2.21, which is 17% below median its 10-year median of 2.65 and 25.8% below the Banks industry median of 2.98. SSB Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current PS Ratio is 2.21 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSB Bancorp (SSBP) Overvalued in 2026?
Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued.
The current stock price of $16.10 is trading 14.5% above its estimated GF Value™ of $14.06.
GuruFocus considers SSB Bancorp to be Modestly Overvalued.
Key valuation signals for SSBP:
PS Ratio: 2.21 (17% below median its 10-year median of 2.65)
GF Value™: $14.06 vs. price of $16.10 (14.5% above fair value)
Industry Position: 25.8% below the Banks median (#463 of 1519)
No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score
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