SSBP (SSB Bancorp) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 06, 2026)


SSBP SSB Bancorp Inc SSBP
71 GF Score
Price $16.10
GF Value $14.13
Valuation Modestly Overvalued
! 3 Warning Signs
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What is SSB Bancorp 5-Year Yield-on-Cost %?

SSB Bancorp SSBP +0.28% 71 5-Year Yield-on-Cost % is 0.00 as of Jul. 06, 2026. GuruFocus rates SSBP with a GF Score™ of 71/100 and a GF Value™ of $14.13 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,256 Banks companies, SSB Bancorp ranks worse than 79617.75% on this metric.

SSB Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for SSB Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:



SSBP's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.89
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

SSB Bancorp  (OTCPK:SSBP) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


SSB Bancorp 5-Year Yield-on-Cost % Related Terms


SSBP vs OTTW, EFSG, GBNY: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, SSB Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SSB Bancorp 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, SSB Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where SSB Bancorp's 5-Year Yield-on-Cost % falls into.


SSBP
71GF Score
SSB Bancorp Inc SSBP
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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SSB Bancorp 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of SSB Bancorp is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
SSB Bancorp (SSBP) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SSB Bancorp and its competitors. According to the industry distribution chart, SSB Bancorp ranks #999999 out of 1256 companies in the Banks industry.
Is SSB Bancorp's 5-Year Yield-on-Cost % too high?
SSB Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, SSB Bancorp ranks #999999 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SSB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's 5-Year Yield-on-Cost % compare to OTTW and EFSG?
According to the Banks industry distribution chart, SSB Bancorp ranks #999999 out of 1256 companies for 5-Year Yield-on-Cost %. This places SSB Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SSB Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSB Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.13, compared to a current price of $16.10 — trading 13.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. SSB Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSB Bancorp (SSBP) Overvalued in 2026?

Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued. The current stock price of $16.10 is trading 13.9% above its estimated GF Value™ of $14.13. GuruFocus considers SSB Bancorp to be Modestly Overvalued.

Key valuation signals for SSBP:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $14.13 vs. price of $16.10 (13.9% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SSB Bancorp Business Description

Address 8700 Perry Highway, Pittsburgh, PA, USA, 15237
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score

Get the complete analysis for SSBP

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.10
Price
$14.13
GF Value