SSBP (SSB Bancorp) Net Loan: $277.92 Mil (As of Mar. 2026)


SSBP SSB Bancorp Inc SSBP
70 GF Score
Price $15.90
GF Value $14.17
Valuation Modestly Overvalued
! 3 Warning Signs
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What is SSB Bancorp Net Loan?

SSB Bancorp SSBP 70 Net Loan is $277.92 Mil as of Mar. 2026. GuruFocus rates SSBP with a GF Score™ of 70/100 and a GF Value™ of $14.17 (Modestly Overvalued). The stock has 3 warning signs investors should review.

SSB Bancorp's quarterly net loan increased from Sep. 2025 ($269.83 Mil) to Dec. 2025 ($275.69 Mil) and increased from Dec. 2025 ($275.69 Mil) to Mar. 2026 ($277.92 Mil).

SSB Bancorp's annual net loan increased from Dec. 2023 ($241.38 Mil) to Dec. 2024 ($275.69 Mil) and increased from Dec. 2024 ($275.69 Mil) to Dec. 2025 ($277.92 Mil).

SSB Bancorp Net Loan Historical Data

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The historical data trend for SSB Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SSB Bancorp Net Loan Chart

SSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 156.11 210.14 241.38 262.92 275.69

SSB Bancorp Quarterly Data
Mar20 Jun20 Sep20 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 259.15 262.89 269.83 275.69 277.92
SSBP
70GF Score
SSB Bancorp Inc SSBP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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SSB Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $277.92 Mil mean?
SSB Bancorp (SSBP) has a Net Loan of $277.92 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on SSB Bancorp and its competitors.
Is SSB Bancorp's Net Loan too high?
SSB Bancorp's current Net Loan is $277.92 Mil. Overall, SSB Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's Net Loan compare to OTTW and EFSG?
SSB Bancorp's Net Loan of $277.92 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on SSB Bancorp and its competitors. SSB Bancorp's current Net Loan is $277.92 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.17, compared to a current price of $15.90 — trading 12.2% above its estimated fair value. The current Net Loan is $277.92 Mil. SSB Bancorp's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current Net Loan is $277.92 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SSB Bancorp (SSBP) Overvalued in 2026?

Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued. The current stock price of $15.90 is trading 12.2% above its estimated GF Value™ of $14.17. GuruFocus considers SSB Bancorp to be Modestly Overvalued.

Key valuation signals for SSBP:

  • Net Loan: $277.92 Mil
  • GF Value™: $14.17 vs. price of $15.90 (12.2% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SSB Bancorp Business Description

Address 8700 Perry Highway, Pittsburgh, PA, USA, 15237
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
70GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.90
Price
$14.17
GF Value