FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SSB Bancorp's Free Cash Flow for the
three
months ended in Mar. 2026 was $0.00 Mil. SSB Bancorp's Revenue for the
three
months ended in Mar. 2026 was $4.23 Mil. Therefore, SSB Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for SSB Bancorp's FCF Margin % or its related term are showing as below:
SSBP'
s FCF Margin % Range Over the Past 10 Years
Min: -44.75 Med: 15.78 Max: 25.55
Current: 23.83
During the past 8 years, the highest FCF Margin % of SSB Bancorp was 25.55%. The lowest was -44.75%. And the median was 15.78%.
SSBP's FCF Margin % is ranked worse than 53.75% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs SSBP: 23.83
SSB Bancorp FCF Margin % Related Terms
SSB Bancorp FCF Margin % Historical Data
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The historical data trend for SSB Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SSB Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SSB Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SSB Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SSB Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SSB Bancorp (SSBP) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SSB Bancorp and its competitors. According to the industry distribution chart, SSB Bancorp ranks #809 out of 1505 companies in the Banks industry, placing it in the top 53.8%.
Is SSB Bancorp's FCF Margin % too high?
SSB Bancorp's current FCF Margin % is 0.00%. Based on the distribution chart, SSB Bancorp ranks #809 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, SSB Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SSB Bancorp's FCF Margin % compare to OTTW and PCLB?
According to the Banks industry distribution chart, SSB Bancorp ranks #809 out of 1505 companies for FCF Margin %. This places SSB Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SSB Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SSB Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, SSB Bancorp (SSBP) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.06, compared to a current price of $16.10 — trading 14.5% above its estimated fair value. The current FCF Margin % is 0.00%. SSB Bancorp's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SSB Bancorp (SSBP), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SSB Bancorp (SSBP) Overvalued in 2026?
Based on GuruFocus' analysis, SSB Bancorp stock appears to be overvalued.
The current stock price of $16.10 is trading 14.5% above its estimated GF Value™ of $14.06.
GuruFocus considers SSB Bancorp to be Modestly Overvalued.
Key valuation signals for SSBP:
FCF Margin %: 0.00%
GF Value™: $14.06 vs. price of $16.10 (14.5% above fair value)
No single metric tells the full story. See the SSBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SSB Bancorp Inc is engaged in the provision of financial services to individuals and corporate customers. The bank offers deposits, loans, consumer financing, certificate of deposits, mortgage loans, card services, internet banking, insurance, and other related services. It operates in single reportable segment that is community banking.
71GF Score
Get the complete analysis for SSBP
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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