TLLXY (Talanx AG) Cyclically Adjusted PS Ratio: 0.75 (As of Jul. 15, 2026) — 121% Above Median

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TLLXY Talanx AG TLLXY
80 GF Score
Price $66.25
GF Value $58.54
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Talanx AG Cyclically Adjusted PS Ratio?

Talanx AG TLLXY 80 Cyclically Adjusted PS Ratio is 0.75 as of Jul. 15, 2026, which is 121% above its 10-year median of 0.34. GuruFocus rates TLLXY with a GF Score™ of 80/100 and a GF Value™ of $58.54 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 410 Insurance companies, Talanx AG ranks better than 71.46% on this metric.

As of today (2026-07-15), Talanx AG's current share price is $66.25. Talanx AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $88.16. Talanx AG's Cyclically Adjusted PS Ratio for today is 0.75.

The historical rank and industry rank for Talanx AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

TLLXY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.19   Med: 0.34   Max: 0.85
Current: 0.72

During the past years, Talanx AG's highest Cyclically Adjusted PS Ratio was 0.85. The lowest was 0.19. And the median was 0.34.

TLLXY's Cyclically Adjusted PS Ratio is ranked better than
71.46% of 410 companies
in the Insurance industry
Industry Median: 1.23 vs TLLXY: 0.72

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Talanx AG's adjusted revenue per share data for the three months ended in Mar. 2026 was $25.814. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $88.16 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Talanx AG  (OTCPK:TLLXY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Talanx AG Cyclically Adjusted PS Ratio Related Terms


Talanx AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Talanx AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Talanx AG Cyclically Adjusted PS Ratio Chart

Talanx AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 0.31 0.47 0.56 0.75

Talanx AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.76 0.74 0.75 0.68

TLLXY vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Talanx AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Talanx AG Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Talanx AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Talanx AG's Cyclically Adjusted PS Ratio falls into.


TLLXY
80GF Score
Talanx AG TLLXY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Talanx AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Talanx AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=66.25/88.16
=0.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Talanx AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Talanx AG's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=25.814/131.2583*131.2583
=25.814

Current CPI (Mar. 2026) = 131.2583.

Talanx AG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 16.645 100.717 21.692
201609 16.301 101.017 21.181
201612 16.798 101.217 21.784
201703 16.335 101.417 21.141
201706 17.410 102.117 22.378
201709 20.252 102.717 25.879
201712 20.522 102.617 26.250
201803 19.618 102.917 25.020
201806 19.423 104.017 24.510
201809 19.011 104.718 23.829
201812 20.270 104.217 25.529
201903 19.754 104.217 24.879
201906 20.311 105.718 25.218
201909 20.619 106.018 25.528
201912 23.200 105.818 28.778
202003 20.187 105.718 25.064
202006 20.685 106.618 25.466
202009 23.010 105.818 28.542
202012 25.712 105.518 31.984
202103 24.307 107.518 29.674
202106 24.690 108.486 29.873
202109 24.743 109.435 29.677
202112 26.462 110.384 31.466
202203 20.709 113.968 23.851
202206 -0.868 115.760 -0.984
202209 19.656 118.818 21.714
202212 -17.376 119.345 -19.111
202303 24.242 122.402 25.996
202306 0.023 123.140 0.025
202309 22.397 124.195 23.671
202312 -30.616 123.773 -32.468
202403 25.912 125.038 27.201
202406 4.670 125.882 4.869
202409 51.755 126.198 53.830
202412 18.275 127.041 18.882
202503 25.027 127.779 25.708
202506 0.502 128.412 0.513
202509 59.342 129.255 60.262
202512 22.960 129.361 23.297
202603 25.814 131.258 25.814

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.75 mean?
Talanx AG (TLLXY) has a Cyclically Adjusted PS Ratio of 0.75 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Talanx AG and its competitors. This is 121% above median its historical median of 0.34. Over the past decade, Talanx AG's Cyclically Adjusted PS Ratio has ranged from 0.19 to 0.85. According to the industry distribution chart, Talanx AG ranks #117 out of 410 companies in the Insurance industry, placing it in the top 28.5%.
Is Talanx AG's Cyclically Adjusted PS Ratio too high?
Talanx AG's current Cyclically Adjusted PS Ratio of 0.75 is 121% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.85. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Talanx AG's value of 0.75 is 39% below this industry median. Based on the distribution chart, Talanx AG ranks #117 out of 410 companies in the Insurance industry, which is above the industry midpoint. Overall, Talanx AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #117 out of 410 companies for Cyclically Adjusted PS Ratio. This puts Talanx AG in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Talanx AG's value of 0.75 is 39% below this benchmark. Historically, Talanx AG's own Cyclically Adjusted PS Ratio has ranged from 0.19 to 0.85 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 1.23, Talanx AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current Cyclically Adjusted PS Ratio of 0.75 is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Talanx AG and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current Cyclically Adjusted PS Ratio is 0.75, which is 121% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.54, compared to a current price of $66.25 — trading 13.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.75, which is 121% above median its 10-year median of 0.34 and 39% below the Insurance industry median of 1.23. Talanx AG's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Talanx AG (TLLXY), the current Cyclically Adjusted PS Ratio is 0.75 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Talanx AG (TLLXY) Overvalued in 2026?

Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued. The current stock price of $66.25 is trading 13.2% above its estimated GF Value™ of $58.54. GuruFocus considers Talanx AG to be Modestly Overvalued.

Key valuation signals for TLLXY:

  • Cyclically Adjusted PS Ratio: 0.75 (121% above median its 10-year median of 0.34)
  • GF Value™: $58.54 vs. price of $66.25 (13.2% above fair value)
  • GF Score™: 80/100 with 3 warning signs
  • Industry Position: 39% below the Insurance median (#117 of 410)

No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Talanx AG Business Description

Address HDI-Platz 1, Hannover, NI, DEU, 30659
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
80GF Score

Get the complete analysis for TLLXY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.25
Price
$58.54
GF Value