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Talanx AGTLLXY 80 10-Year ROIIC % is 8.42 as of Dec. 2025. GuruFocus rates TLLXY with a GF Score™ of 80/100 and a GF Value™ of $58.55 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 265 Insurance companies, Talanx AG ranks better than 78.49% on this metric.
10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
Talanx AG's 10-Year ROIIC % for the quarter that ended in Dec. 2025 was 8.42%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Talanx AG's 10-Year ROIIC % or its related term are showing as below:
TLLXY's 10-Year ROIIC % is ranked better than 78.49% of 265
companies
in the Insurance industry
Industry Median: 2.97
vs TLLXY: 8.42
Talanx AG (OTCPK:TLLXY) 10-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Talanx AG 10-Year ROIIC % Related Terms
Talanx AG 10-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Talanx AG's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TLLXY vs BRK.A, AIG, HIG: 10-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Talanx AG's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG 10-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Talanx AG's 10-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Talanx AG (TLLXY) has a 10-Year ROIIC % of 8.42 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Talanx AG and its competitors. According to the industry distribution chart, Talanx AG ranks #57 out of 265 companies in the Insurance industry, placing it in the top 21.5%.
Is Talanx AG's 10-Year ROIIC % too high?
Talanx AG's current 10-Year ROIIC % is 8.42. The Insurance industry median 10-Year ROIIC % is 2.97. Talanx AG's value of 8.42 is 183.5% above this industry median. Based on the distribution chart, Talanx AG ranks #57 out of 265 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Talanx AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's 10-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #57 out of 265 companies for 10-Year ROIIC %. This places Talanx AG in the top 22% of its industry — outperforming the majority of peers. The industry median 10-Year ROIIC % is 2.97. Talanx AG's value of 8.42 is 183.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for an Insurance company?
The median 10-Year ROIIC % among Insurance companies is 2.97, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current 10-Year ROIIC % of 8.42 is 183.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Talanx AG and its competitors. For the Insurance industry, the median 10-Year ROIIC % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current 10-Year ROIIC % is 8.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.55, compared to a current price of $66.25 — trading 13.2% above its estimated fair value. The current 10-Year ROIIC % is 8.42 and 183.5% above the Insurance industry median of 2.97. Talanx AG's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For Talanx AG (TLLXY), the current 10-Year ROIIC % is 8.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (TLLXY) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of $66.25 is trading 13.2% above its estimated GF Value™ of $58.55.
GuruFocus considers Talanx AG to be Modestly Overvalued.
Key valuation signals for TLLXY:
10-Year ROIIC %: 8.42
GF Value™: $58.55 vs. price of $66.25 (13.2% above fair value)
Industry Position: 183.5% above the Insurance median (#57 of 265)
No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
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