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Talanx AGTLLXY 80 Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus rates TLLXY with a GF Score™ of 80/100 and a GF Value™ of $58.79 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 404 Insurance companies, Talanx AG ranks worse than 82.43% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Talanx AG's Debt-to-Equity or its related term are showing as below:
TLLXY'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.37 Med: 0.6 Max: 1.1
Current: 0.58
During the past 13 years, the highest Debt-to-Equity Ratio of Talanx AG was 1.10. The lowest was 0.37. And the median was 0.60.
TLLXY's Debt-to-Equity is ranked worse than 82.43% of 404
companies
in the Insurance industry
Industry Median: 0.2
vs TLLXY: 0.58
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Talanx AG Debt-to-Equity Related Terms
Talanx AG Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Talanx AG's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TLLXY vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Talanx AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Talanx AG's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Talanx AG (TLLXY) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Talanx AG and its competitors. Over the past decade, Talanx AG's Debt-to-Equity has ranged from 0.37 to 1.10. According to the industry distribution chart, Talanx AG ranks #333 out of 404 companies in the Insurance industry, placing it in the top 82.4%.
Is Talanx AG's Debt-to-Equity too high?
Talanx AG's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 1.10. Based on the distribution chart, Talanx AG ranks #333 out of 404 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Talanx AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #333 out of 404 companies for Debt-to-Equity. This places Talanx AG in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Historically, Talanx AG's own Debt-to-Equity has ranged from 0.37 to 1.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Talanx AG and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.79, compared to a current price of $65.00 — trading 10.6% above its estimated fair value. The current Debt-to-Equity is 0.00. Talanx AG's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Talanx AG (TLLXY), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (TLLXY) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of $65.00 is trading 10.6% above its estimated GF Value™ of $58.79.
GuruFocus considers Talanx AG to be Modestly Overvalued.
Key valuation signals for TLLXY:
Debt-to-Equity: 0.00
GF Value™: $58.79 vs. price of $65.00 (10.6% above fair value)
No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
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