Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Talanx AGTLLXY 81 3-Year EBITDA Growth Rate is 23.40% as of Jun. 2026, which is 297% above its 10-year median of 5.90. GuruFocus rates TLLXY with a GF Score™ of 81/100 and a GF Value™ of $57.99 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 291 Insurance companies, Talanx AG ranks better than 61.51% on this metric.
During the past 12 months, Talanx AG's average EBITDA Per Share Growth Rate was 12.90% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 23.40% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 23.80% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 8.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Talanx AG was 24.00% per year. The lowest was -3.50% per year. And the median was 5.90% per year.
Talanx AG (OTCPK:TLLXY) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Talanx AG 3-Year EBITDA Growth Rate Related Terms
TLLXY vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, Talanx AG's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Talanx AG's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 23.40% mean?
Talanx AG (TLLXY) has a 3-Year EBITDA Growth Rate of 23.40% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Talanx AG and its competitors. This is 297% above median its historical median of 5.90. According to the industry distribution chart, Talanx AG ranks #112 out of 291 companies in the Insurance industry, placing it in the top 38.5%.
Is Talanx AG's 3-Year EBITDA Growth Rate too high?
Talanx AG's current 3-Year EBITDA Growth Rate of 23.40% is 297% above median its 10-year median of 5.90. The Insurance industry median 3-Year EBITDA Growth Rate is 16.50. Talanx AG's value of 23.40% is 41.8% above this industry median. Based on the distribution chart, Talanx AG ranks #112 out of 291 companies in the Insurance industry, which is above the industry midpoint. Overall, Talanx AG has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #112 out of 291 companies for 3-Year EBITDA Growth Rate. This puts Talanx AG in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.50. Talanx AG's value of 23.40% is 41.8% above this benchmark. While the company's 10-year median is 5.90 vs. the industry median of 16.50, Talanx AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.50, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current 3-Year EBITDA Growth Rate of 23.40% is 41.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Talanx AG and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current 3-Year EBITDA Growth Rate is 23.40%, which is 297% above median its own 10-year median of 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.99, compared to a current price of $65.00 — trading 12.1% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 23.40%, which is 297% above median its 10-year median of 5.90 and 41.8% above the Insurance industry median of 16.50. Talanx AG's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Talanx AG (TLLXY), the current 3-Year EBITDA Growth Rate is 23.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (TLLXY) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of $65.00 is trading 12.1% above its estimated GF Value™ of $57.99.
GuruFocus considers Talanx AG to be Modestly Overvalued.
Key valuation signals for TLLXY:
3-Year EBITDA Growth Rate: 23.40% (297% above median its 10-year median of 5.90)
GF Value™: $57.99 vs. price of $65.00 (12.1% above fair value)
Industry Position: 41.8% above the Insurance median (#112 of 291)
No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
81GF Score
Get the complete analysis for TLLXY
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TLLXY has been successfully added to your 
