Talanx AGTLLXY 80 3-Year RORE % is 23.15 as of Mar. 2026. GuruFocus rates TLLXY with a GF Score™ of 80/100 and a GF Value™ of $58.44 (Fairly Valued). The stock has 3 warning signs investors should review. Among 473 Insurance companies, Talanx AG ranks better than 60.89% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Talanx AG's 3-Year RORE % for the quarter that ended in Mar. 2026 was 23.15%.
The industry rank for Talanx AG's 3-Year RORE % or its related term are showing as below:
TLLXY's 3-Year RORE % is ranked better than 60.89% of 473
companies
in the Insurance industry
Industry Median: 11.7
vs TLLXY: 23.15
Talanx AG (OTCPK:TLLXY) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Talanx AG 3-Year RORE % Related Terms
Talanx AG 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Talanx AG's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TLLXY vs BRK.A, AIG, HIG: 3-Year RORE % Comparison
For the Insurance - Diversified subindustry, Talanx AG's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Talanx AG's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Talanx AG (TLLXY) has a 3-Year RORE % of 23.15 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Talanx AG and its competitors. According to the industry distribution chart, Talanx AG ranks #185 out of 473 companies in the Insurance industry, placing it in the top 39.1%.
Is Talanx AG's 3-Year RORE % too high?
Talanx AG's current 3-Year RORE % is 23.15. The Insurance industry median 3-Year RORE % is 11.70. Talanx AG's value of 23.15 is 97.9% above this industry median. Based on the distribution chart, Talanx AG ranks #185 out of 473 companies in the Insurance industry, which is above the industry midpoint. Overall, Talanx AG has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #185 out of 473 companies for 3-Year RORE %. This puts Talanx AG in the upper half of its industry. The industry median 3-Year RORE % is 11.70. Talanx AG's value of 23.15 is 97.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.70, based on 473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current 3-Year RORE % of 23.15 is 97.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Talanx AG and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current 3-Year RORE % is 23.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Fairly Valued. The stock's GF Value™ is $58.44, compared to a current price of $60.33 — trading 3.2% above its estimated fair value. The current 3-Year RORE % is 23.15 and 97.9% above the Insurance industry median of 11.70. Talanx AG's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Talanx AG (TLLXY), the current 3-Year RORE % is 23.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (TLLXY) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of $60.33 is trading 3.2% above its estimated GF Value™ of $58.44.
GuruFocus considers Talanx AG to be Fairly Valued.
Key valuation signals for TLLXY:
3-Year RORE %: 23.15
GF Value™: $58.44 vs. price of $60.33 (3.2% above fair value)
Industry Position: 97.9% above the Insurance median (#185 of 473)
No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
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