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Talanx AGTLLXY 80 5-Year Yield-on-Cost % is 6.09 as of Jul. 15, 2026, which is 16% below its 10-year median of 7.27. GuruFocus rates TLLXY with a GF Score™ of 80/100 and a GF Value™ of $58.54 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 419 Insurance companies, Talanx AG ranks better than 74.46% on this metric.
Talanx AG's yield on cost for the quarter that ended in Mar. 2026 was 6.09.
The historical rank and industry rank for Talanx AG's 5-Year Yield-on-Cost % or its related term are showing as below:
TLLXY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.91 Med: 7.27 Max: 11.32
Current: 6.09
During the past 13 years, Talanx AG's highest Yield on Cost was 11.32. The lowest was 3.91. And the median was 7.27.
TLLXY's 5-Year Yield-on-Cost % is ranked better than 74.46% of 419
companies
in the Insurance industry
Industry Median: 3.99
vs TLLXY: 6.09
Talanx AG (OTCPK:TLLXY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Talanx AG 5-Year Yield-on-Cost % Related Terms
TLLXY vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Talanx AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Talanx AG 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Talanx AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Talanx AG's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Talanx AG is calculated as
Talanx AG (TLLXY) has a 5-Year Yield-on-Cost % of 6.09 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Talanx AG and its competitors. This is 16% below median its historical median of 7.27. Over the past decade, Talanx AG's 5-Year Yield-on-Cost % has ranged from 3.91 to 11.32. According to the industry distribution chart, Talanx AG ranks #107 out of 419 companies in the Insurance industry, placing it in the top 25.5%.
Is Talanx AG's 5-Year Yield-on-Cost % too high?
Talanx AG's current 5-Year Yield-on-Cost % of 6.09 is 16% below median its 10-year median of 7.27. Over the past 10 years, this metric has ranged from a low of 3.91 to a high of 11.32. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Talanx AG's value of 6.09 is 52.6% above this industry median. Based on the distribution chart, Talanx AG ranks #107 out of 419 companies in the Insurance industry, which is above the industry midpoint. Overall, Talanx AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Talanx AG's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Talanx AG ranks #107 out of 419 companies for 5-Year Yield-on-Cost %. This puts Talanx AG in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.99. Talanx AG's value of 6.09 is 52.6% above this benchmark. Historically, Talanx AG's own 5-Year Yield-on-Cost % has ranged from 3.91 to 11.32 over the past decade. While the company's 10-year median is 7.27 vs. the industry median of 3.99, Talanx AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Talanx AG's current 5-Year Yield-on-Cost % of 6.09 is 52.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Talanx AG and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Talanx AG's current 5-Year Yield-on-Cost % is 6.09, which is 16% below median its own 10-year median of 7.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Talanx AG stock overvalued right now?
Based on GuruFocus' analysis, Talanx AG (TLLXY) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.54, compared to a current price of $66.25 — trading 13.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.09, which is 16% below median its 10-year median of 7.27 and 52.6% above the Insurance industry median of 3.99. Talanx AG's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Talanx AG (TLLXY), the current 5-Year Yield-on-Cost % is 6.09 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Talanx AG (TLLXY) Overvalued in 2026?
Based on GuruFocus' analysis, Talanx AG stock appears to be overvalued.
The current stock price of $66.25 is trading 13.2% above its estimated GF Value™ of $58.54.
GuruFocus considers Talanx AG to be Modestly Overvalued.
Key valuation signals for TLLXY:
5-Year Yield-on-Cost %: 6.09 (16% below median its 10-year median of 7.27)
GF Value™: $58.54 vs. price of $66.25 (13.2% above fair value)
Industry Position: 52.6% above the Insurance median (#107 of 419)
No single metric tells the full story. See the TLLXY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Talanx is the third largest insurer in Germany. It sells insurance to businesses, individuals, and reinsures other insurers. The origins of Talanx go back to the early 1900s and the founding of two mutuals in Germany, HDI and FSV, that were set up to provide liability insurance to the German iron and steel industry, and fire insurance to the German mining industry as a result of a growing dissatisfaction with providers of insurance. These two mutuals merged to form Halfplichtverband der Deutschen Industrie, or HDI, in 1970. Over the years companies outside of metals and mining have joined the mutual. HDI started providing reinsurance services in the mid-1920s, and individual insurance in the 1950s. HDI owns just over three-quarters of the Talanx share capital.
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