AEON Financial Service Co (TSE:8570) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8570 AEON Financial Service Co Ltd TSE:8570
73 GF Score
Price 円1,626.00
GF Value 円1,735.56
Valuation Fairly Valued
! 6 Warning Signs
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What is AEON Financial Service Co Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


AEON Financial Service Co  (TSE:8570) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


AEON Financial Service Co Cyclically Adjusted PS Ratio Related Terms


AEON Financial Service Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for AEON Financial Service Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Financial Service Co Cyclically Adjusted PS Ratio Chart

AEON Financial Service Co Annual Data
Trend Mar17 Mar18 Mar19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.67 0.64 0.55 0.78

AEON Financial Service Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.67 0.70 0.78 0.66

TSE:8570 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, AEON Financial Service Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Financial Service Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where AEON Financial Service Co's Cyclically Adjusted PS Ratio falls into.


TSE:8570
73GF Score
AEON Financial Service Co Ltd TSE:8570
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Financial Service Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

AEON Financial Service Co's Cyclically Adjusted Revenue per Share for the quarter that ended in May. 2026 is calculated as:

For example, AEON Financial Service Co's adjusted Revenue per Share data for the three months ended in May. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of May. 2026 (Change)*Current CPI (May. 2026)
=695.829/113.5000*113.5000
=695.829

Current CPI (May. 2026) = 113.5000.

AEON Financial Service Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201509 421.854 98.500 486.096
201512 1,250.345 98.100 1,446.627
201603 756.423 97.900 876.956
201606 439.878 98.100 508.931
201609 432.004 98.000 500.331
201612 398.448 98.400 459.592
201703 422.795 98.100 489.166
201706 398.047 98.500 458.663
201709 433.375 98.800 497.855
201712 440.266 99.400 502.718
201803 471.965 99.200 540.000
201806 434.799 99.200 497.477
201809 476.512 99.900 541.383
201812 480.639 99.700 547.167
201903 486.886 99.700 554.278
202005 501.548 100.100 568.688
202008 549.943 100.100 623.562
202011 591.216 99.500 674.402
202102 571.282 99.800 649.704
202105 555.801 99.400 634.642
202108 520.428 99.700 592.463
202111 500.804 100.100 567.845
202202 550.113 100.700 620.038
202205 478.504 101.800 533.499
202208 512.917 102.700 566.856
202211 487.664 103.900 532.722
202302 539.053 104.000 588.293
202305 523.695 105.100 565.551
202308 540.246 105.900 579.017
202311 530.649 106.900 563.411
202402 581.668 106.900 617.580
202405 571.462 108.100 600.009
202408 568.940 109.100 591.885
202411 596.384 110.000 615.360
202502 641.068 110.800 656.690
202505 616.454 111.800 625.828
202508 630.877 112.100 638.756
202511 645.428 113.200 647.138
202602 654.629 112.200 662.214
202605 695.829 113.500 695.829

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is AEON Financial Service Co (TSE:8570) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued. The current stock price of 円1,626.00 is trading 6.3% below its estimated GF Value™ of 円1,735.56. GuruFocus considers AEON Financial Service Co to be Fairly Valued.

Key valuation signals for TSE:8570:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: 円1,735.56 vs. price of 円1,626.00 (6.3% below fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the TSE:8570 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Financial Service Co Business Description

Address 1-1 Kanda Nishikicho, Chiyoda-ku, Tokyo, JPN
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
73GF Score

Get the complete analysis for TSE:8570

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,626.00
Price
円1,735.56
GF Value