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Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. AEON Financial Service Co's Net Income for the
three
months ended in Feb. 2026 was 円6,646 Mil. Its Net Income for the trailing twelve months (TTM) ended in Feb. 2026 was 円25,701 Mil.
AEON Financial Service Co (TSE:8570) Net Income Explanation
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
AEON Financial Service Co's Earnings per Share (Diluted) (EPS) for the quarter that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
AEON Financial Service Co Net Income Related Terms
AEON Financial Service Co Net Income Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円25,701 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co (TSE:8570) has a Net Income of 円25,701 Mil as of Feb. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on AEON Financial Service Co and its competitors.
Is AEON Financial Service Co's Net Income too high?
AEON Financial Service Co's current Net Income is 円25,701 Mil. Overall, AEON Financial Service Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Net Income compare to V and MA?
AEON Financial Service Co's Net Income of 円25,701 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Credit Services company?
A good Net Income depends on the Credit Services industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on AEON Financial Service Co and its competitors. AEON Financial Service Co's current Net Income is 円25,701 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
Based on GuruFocus' analysis, AEON Financial Service Co (TSE:8570) is currently considered Fairly Valued. The stock's GF Value™ is 円1,692.65, compared to a current price of 円1,695.00 — trading 0.1% above its estimated fair value. The current Net Income is 円25,701 Mil. AEON Financial Service Co's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For AEON Financial Service Co (TSE:8570), the current Net Income is 円25,701 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (TSE:8570) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be overvalued.
The current stock price of 円1,695.00 is trading 0.1% above its estimated GF Value™ of 円1,692.65.
GuruFocus considers AEON Financial Service Co to be Fairly Valued.
Key valuation signals for TSE:8570:
Net Income: 円25,701 Mil
GF Value™: 円1,692.65 vs. price of 円1,695.00 (0.1% above fair value)
No single metric tells the full story. See the TSE:8570 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
65GF Score
Get the complete analysis for TSE:8570
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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